Bergen County and Demarest Borough property record for 18 Lois Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 2,359 sqft · built 1941 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $900,000 (Oct 2021) |
| Tax Bill | $17,660 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00158-0000-00021 |
| Primary APN | 09-00158-0000-00021 |
|---|---|
| Alternative APN |
|
| Building Area | 2,359 sqft Living Area |
|---|
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Street Address | 18 LOIS AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.202AC |
| Legal Subdivision | HOMESTEAD ESTATES |
| Legal Block | 158 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNILEVER FCU |
| Oct 19, 2021 | Deed, Transfer CARNEGIE TITLE LLC |
| Sep 21, 2018 | Deed, Transfer |
| Mar 22, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Sep 21, 2018 · Amount on Record |
| Deed Document Number | 2021158524 |
| Deed Book / Page | 4420 / 556 |
| Prior Transfer Date | Apr 7, 2008 |
| Prior Transfer Doc | 0095240189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0037660197 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 3766/197 |
| Instrument | 20-103307 |
| Name | UNILEVER FCU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD CLIFFS, NJ 07632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 19, 2021 |
| Property Address | 18 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Document Number | 0044200556 |
| Book / Page | 4420 / 556 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021158524 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 619 ALLEN AVE, 619, DELRAY BEACH, FL 33483-6001 |
| Name | Verified Name |
|---|---|
| Address | 18 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 21, 2018 |
| Property Address | 18 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Document Number | 0030591905 |
| Book / Page | 3059 / 1905 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 00018-067517 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 22, 2018 |
| Property Address | 18 LOIS AVE, DEMAREST, NJ 07627-2220 |
| Document Number | 0028880769 |
| Book / Page | 002888 / 000769 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $557.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2538 NW 59TH ST BOCA RATON FL 334962223, BOCA RATON, FL 33496-2223 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $978,400 (-) Land $545,200 Building $433,200 | $978,400 (-) Land $545,200 Building $433,200 | |
| 2025 | $17,660.00 (-0.02%) | $978,400 (+69.33%) Land $545,200 Building $433,200 | $978,400 (+69.33%) Land $545,200 Building $433,200 |
| 2024 | $17,663.00 (+7.68%) | ||
| 2023 | $577,800 Land $361,400 Building $216,400 | $577,800 Land $361,400 Building $216,400 | |
| 2022 | $16,403.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1980–2021) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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