22 Howes St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 22 Howes St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1936
Lot Size	0.187 acres (8,150 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Aug 2011)
Tax Bill	$7,430 (2025)
Deeds & Mortgages	Feb 2021 Refinance
APN	`NHAM M:017A B:0170 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:017A B:0170 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,377 sqft Living Area
1st Floor Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2011
Architectural Style	Bungalow
Exterior Material	Wood Siding
Lot Area	8,150 sqft (0.187 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	22 HOWES ST
City	FLORENCE
State	MA
Zip	01062-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Subdivision	NORTHAMPTON
Legal Block	170
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2001
Census Tract	821602

Owner

Source: Hampshire County and Northampton City assessment roll, APN NHAM M:017A B:0170 L:0001, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 HOWES ST, FLORENCE, MA 01062-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2011 · Amount on Record
Deed Sale	Aug 02, 2011 · Amount on Record
Prior Sale	Jun 30, 2008 · Amount on Record
Deed Document Number	20111
Deed Book / Page	10617 / 170
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	22 HOWES ST, NORTHAMPTON, MA 01062-1313
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13963-3
Date	Feb 01, 2021
Book Page	13963/3
Instrument	2424

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,430.00 (+14.1%)	$533,400 (+29.75%) Land $159,600 Building $373,800	$544,635 (+1.29%)
2024			$537,700
2023	$6,512.00	$411,100 Land $126,600 Building $284,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158216022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 354 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1214000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.