22 Hibiscus Ln, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 22 Hibiscus Ln, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,796 sqft · built 1998
Lot Size1.7 acres (74,052 sqft)
Owner2 Trust Names on File
Tax Bill$10,237 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNAYER M:007 B:0000 L:0028

Property Details

APN / Parcel Number

Primary APNAYER M:007 B:0000 L:0028

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,796 sqft Living Area
Basement Area1,406 sqft
Unfinished Basement611 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2005
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area74,052 sqft (1.7 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address22 HIBISCUS LN
CityAYER
StateMA
Zip01432-1547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Lot Number28
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2001
Census Tract325101

Owner

22 Hibiscus Ln, a single family home, is held in a trust.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 146, LITTLETON, MA 01460-0146
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address22 HIBISCUS LN, AYER, MA 01432-1547
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084324-413
DateJul 7, 2025
Book Page84324/413
Instrument78164
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22 Hibiscus Ln was $10,237.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,237.00$855,900 Land $230,100 Building $625,800$819,470
2023$9,413.00$757,900 Land $230,100 Building $527,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Hibiscus Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Hibiscus Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Hibiscus Ln

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