17 Hibiscus Ln, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 17 Hibiscus Ln, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,204 sqft · built 1998
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Dec 2014)
Tax Bill$7,685 (2025)
Deeds & MortgagesJan 2022 Refinance
Oct 2019 Refinance
Flood ZoneZone X (minimal risk)
APNAYER M:007 B:0000 L:0023

Property Details

APN / Parcel Number

Primary APNAYER M:007 B:0000 L:0023

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,204 sqft Living Area
Basement Area1,484 sqft
Unfinished Basement1,484 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,075 sqft (0.92 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address17 HIBISCUS LN
CityAYER
StateMA
Zip01432-1550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Lot Number23
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2002
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17 HIBISCUS LN, AYER, MA 01432-1550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NEW FED MORTGAGE CORP
Oct 2, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
STONEHAM COOPERATIVE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2014 · Amount on Record
Deed SaleDec 15, 2014 · Amount on Record
Prior SaleApr 30, 1999 · Amount on Record
Deed Book / Page64659 / 300
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address17 HIBISCUS LN, AYER, MA 01432-1550
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079468-209
DateJan 3, 2022
Book Page79468/209
Instrument202200000129
Lender
NameNEW FED MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address17 HIBISCUS LN, AYER, MA 01432-1550
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73390-272
DateOct 2, 2019
Book Page73390/272
Instrument151082
Lender
NameSTONEHAM COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueNov 1, 2043

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,685.00 (+11.14%)$642,600 (+15.41%) Land $199,400 Building $443,200$692,740 (+16.1%)
2024$596,695
2023$6,915.00$556,800 Land $188,100 Building $368,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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