Middlesex County and Ayer Town property record for 12 Hibiscus Ln, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,188 sqft · built 1997 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Jun 2022) |
| Tax Bill | $7,318 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Oct 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:007 B:0000 L:0030 |
| Primary APN | AYER M:007 B:0000 L:0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,188 sqft Living Area |
| Gross Area | 4,652 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 1,236 sqft |
| Unfinished Basement | 1,020 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 78,844 sqft (1.81 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 HIBISCUS LN |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Lot Number | 30 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 325101 |
12 Hibiscus Ln is owned and occupied by two individuals who bought it in June 2022.
Source: Middlesex County and Ayer Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 HIBISCUS LN, AYER, MA 01432-1547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 22, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 31, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 4, 2017 | Quit Claim Deed, Transfer DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on File |
| Deed Sale | Jun 22, 2022 · Amount on File |
| Prior Sale | Aug 31, 2020 · Amount on File |
| Deed Book / Page | 80314 / 399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 12 HIBISCUS LN, AYER, MA 01432-1547 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 072893-130 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 72893/130 |
| Instrument | 96258 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 12 HIBISCUS LN, AYER, MA 01432-1547 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 071769-549 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 71769/549 |
| Instrument | 161307 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jun 22, 2022 |
| Property Address | 12 HIBISCUS LN, AYER, MA 01432-1547 |
| Document Number | 080314-399 |
| Book / Page | 80314 / 399 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 94024 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 HIBISCUS LN, AYER, MA 01432-1547 |
| Document Number | 0000094025 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 94025 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Aug 31, 2020 |
| Property Address | 12 HIBISCUS LN, AYER, MA 01432-1547 |
| Document Number | 75503-229 |
| Book / Page | 075503 / 000229 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 150930 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,234.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 12 HIBISCUS LN AYER MA 014321547, AYER, MA 01432-1547 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Dec 4, 2017 |
| Property Address | 12 HIBISCUS LN, AYER, MA 01432-1547 |
| Document Number | 70330-36 |
| Book / Page | 70330 / 36 |
| Instrument | 196278 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $55.59 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 HIBISCUS LN, AYER, MA 01432-1547 |
| Investor | Possibly a Property Investor |
| Document Number | 0070330-39 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 70330/39 |
| Instrument | 196279 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 144 Months |
| Due | Dec 1, 2029 |
The 2025 property tax bill for 12 Hibiscus Ln was $7,318.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,318.00 | $611,900 Land $192,500 Building $419,400 | $717,060 (+4.37%) |
| 2024 | $687,040 | ||
| 2023 | $6,725.00 | $541,500 Land $192,500 Building $349,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Hibiscus Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Hibiscus Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures