Middlesex County and Edison Township property record for 22 Harding Ave, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 2,140 sqft · built 1951 |
| Lot Size | 0.339 acres (14,758 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Apr 2012) |
| Tax Bill | $11,515 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01020-0000-00016 |
| Primary APN | 05-01020-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 2,140 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 14,758 sqft (0.339 acres) |
| Lot Dimensions | 205 ft deep x 72 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 00024892 |
|---|---|
| Street Address | 22 HARDING AVE |
| City | EDISON |
| State | NJ |
| Zip | 08820-2536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 72X205 24X166 IRR |
| Legal Subdivision | STEPHENVILLE SEC 02-B |
| Legal Block | 1020 |
| Legal Lot Number | 16 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1415 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 HARDING AVE, EDISON, NJ 08820-2536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2012 · Amount on Record |
| Deed Sale | Apr 5, 2012 · Amount on Record |
| Deed Document Number | 20123241 |
| Deed Book / Page | 6337 / 79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 22 HARDING AVE, EDISON, NJ 08820-2536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021045901 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 18373/1384 |
| Instrument | 2021045901 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 22 HARDING AVE, EDISON, NJ 08820-2536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0000077261 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 17995/1000 |
| Instrument | 2020077261 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,500 (-) Land $107,200 Building $86,300 | $193,500 (-) Land $107,200 Building $86,300 | |
| 2025 | $11,515.00 (-0.03%) | $193,500 (-) Land $107,200 Building $86,300 | $193,500 (-) Land $107,200 Building $86,300 |
| 2024 | $11,519.00 (+0.51%) | ||
| 2023 | $193,500 Land $107,200 Building $86,300 | $193,500 Land $107,200 Building $86,300 | |
| 2022 | $11,461.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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