Middlesex County and Edison Township property record for 26 Harding Ave, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 2,695 sqft · built 1951 |
| Lot Size | 0.47 acres (20,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,040,000 (Jan 2026) |
| Tax Bill | $13,658 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit May 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01025-0000-00023 |
| Primary APN | 05-01025-0000-00023 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,695 sqft Living Area |
| 1st Floor Area | 2,695 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 20,460 sqft (0.47 acres) |
| Lot Dimensions | 155 ft deep x 132 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00025034 |
|---|---|
| Street Address | 26 HARDING AVE |
| City | EDISON |
| State | NJ |
| Zip | 08820-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 132X155 |
| Legal Subdivision | STEPHENVILLE SEC 02-B |
| Legal Block | 1025 |
| Legal Lot Number | 23 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1415 |
26 Harding Ave is owned and occupied by two individuals who bought it in January 2026.
Source: Middlesex County and Edison Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 HARDING AVE, EDISON, NJ 08820-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| May 24, 2021 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jan 6, 2026 | Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Feb 21, 2019 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on File |
| Deed Sale | Jan 6, 2026 · Amount on File |
| Prior Sale | Oct 5, 2016 · Amount on File |
| Deed Document Number | 2026941 |
| Deed Book / Page | 19919 / 158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 26 HARDING AVE, EDISON, NJ 08820-2525 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | MAX TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000053839 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 19817/507 |
| Instrument | 2025053839 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 26 HARDING AVE, EDISON, NJ 08820-2525 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSITY SETMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000069214 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 18457/1256 |
| Instrument | 2021069214 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 16, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jan 6, 2026 |
| Property Address | 26 HARDING AVE, EDISON, NJ 08820-2525 |
| Document Number | 0000000941 |
| Book / Page | 19919 / 158 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2026000941 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | AMERICAN E TITLE LLC, AMERICAN TITLE HUB LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,347.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 MONROE AVE, EDISON, NJ 08820-3619 |
| Name | Verified Name |
|---|---|
| Address | 26 HARDING AVE, EDISON, NJ 08820-2525 |
| Document Number | 0000000942 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026000942 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 26 HARDING AVE, EDISON, NJ 08820-2525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013200 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 17428/0255 |
| Instrument | 201900013200 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 26 HARDING AVE, EDISON, NJ 08820-2525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039504 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 17865/1989 |
| Instrument | 2020039504 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 26 Harding Ave was $13,658.
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,500 (-) Land $111,300 Building $118,200 | $229,500 (-) Land $111,300 Building $118,200 | |
| 2025 | $13,658.00 (-0.03%) | $229,500 Land $111,300 Building $118,200 | $229,500 Land $111,300 Building $118,200 |
| 2024 | $13,662.00 | ||
| 2023 | $229,500 Land $111,300 Building $118,200 | $229,500 Land $111,300 Building $118,200 | |
| 2022 | $13,593.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 26 Harding Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Harding Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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