18 Harding Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 18 Harding Ave, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details3,720 sqft · built 2020
Lot Size0.459 acres (19,998 sqft)
Owner2 Individual Names on File
Last Sale$999,000 (Jun 2020)
Tax Bill$24,780 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Jun 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-01020-0000-00018

Property Details

APN / Parcel Number

Primary APN05-01020-0000-00018
Alternative APNs
  • 050102000018
  • 00024894

Interior

Stories1 Story
Building Area3,720 sqft Living Area
1st Floor Area3,720 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeFrame
Lot Area19,998 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number00024894
Street Address18 HARDING AVE
CityEDISON
StateNJ
Zip08820-2536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description100X200
Legal SubdivisionSTEPHENVILLE SEC 02-B
Legal Block1020
Legal Lot Number18
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group1
Census Block1009
Census Tract1415

Owner

Source: Middlesex County and Edison Township records · APN 05-01020-0000-00018

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18 HARDING AVE, EDISON, NJ 08820-2536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jun 26, 2020Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Mar 01, 2019Grant Deed, Transfer
TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC
Apr 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Prior SaleMar 01, 2019 · Amount on Record
Deed Document Number202055618
Deed Book / Page17921 / 684
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address18 HARDING AVE, EDISON, NJ 08820-2536
Transaction TypeMortgage
Record UpdatedApr 24, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020877
DateApr 10, 2023
Book Page19186/1901
Instrument2023020877
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIDDLESEX NJ
Recording DateJun 26, 2020
Property Address18 HARDING AVE, EDISON, NJ 08820-2536
Document Number0000055618
Book / Page017921 / 000684
Instrument DateMar 15, 2020
Instrument55618
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyTITLE MASTERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$999.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 PERU ST EDISON NJ 088202625, EDISON, NJ 08820-2625

Mortgage

Document Number55619
DateJun 26, 2020
Book Page017921/000691
Instrument55619
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2050
Interest
Rate TypeAdjustable Rate
Rate2.25%

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIDDLESEX NJ
Recording DateMar 01, 2019
Property Address18 HARDING AVE, EDISON, NJ 08820-2536
Document Number0000016056
Book / Page017436 / 000664
Instrument DateFeb 02, 2019
Instrument16056
Transaction TypeTransfer
Record UpdatedMar 18, 2019
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

AmountAmount Recorded
Tax$430.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 SKYTOP RD EDISON NJ 088203027, EDISON, NJ 08820-3027

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIDDLESEX NJ
Recording DateApr 19, 2017
Property Address18 HARDING AVE, EDISON, NJ 08820-2536
Document Number0000007142
Book / Page006969 / 000678
Instrument DateApr 06, 2017
Instrument7142
Transaction TypeTransfer
Record UpdatedMay 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 HARDING AVE EDISON NJ 088202536, EDISON, NJ 08820-2536

Tax Assessment & Valuation

Source: Middlesex County and Edison Township records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$416,400 (-) Land $110,000 Building $306,400$416,400 (-) Land $110,000 Building $306,400
2025$24,780.00 (-0.03%)$416,400 (-) Land $110,000 Building $306,400$416,400 (-) Land $110,000 Building $306,400
2024$24,788.00 (+0.51%)
2023$416,400 Land $110,000 Building $306,400$416,400 Land $110,000 Building $306,400
2022$24,663.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 273 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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