Worcester County property record for 22 Harborview Dr, Berlin, MD 21811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1983 |
| Square Footage | 1,726 sqft Total Area |
| Lot Size | 7,400 sqft (0.17 acres) |
| Pool | Spa/Hot Tub (Only) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2017) |
| Tax Bill | $4,201.00 (2025) |
| Primary APN | 03-064654 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,726 sqft Total Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,400 sqft (0.17 acres) |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 91 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 455 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 064654 |
|---|---|
| Street Address | 22 HARBORVIEW DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1521 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT C-01-404 7400 SQ FT HARBORVIEW DR PLAT OCEAN PINES SEC 1-B |
| Legal Subdivision | OCEAN PINES |
| Legal Lot Number | 404 |
| Jurisdiction | WORCESTER MD |
| Minor Civil Division | 6, NORTHERN |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 950600 |
Source: Worcester County records · APN 03-064654
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 HARBORVIEW DR, BERLIN, MD 21811-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Jul 19, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Aug 21, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2017 · Amount on Record |
| Deed Sale | Aug 21, 2017 · Amount on Record |
| Prior Sale | Jun 18, 1999 |
| Deed Doc Number | 20177060-363 |
| Deed Book / Page | 7060 / 363 |
| Transfer Doc | 0000317788 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 22 HARBORVIEW DR, BERLIN, MD 21811-1521 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0082070496 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 8207/496 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 22 HARBORVIEW DR, BERLIN, MD 21811-1521 |
| Document Number | 0076380490 |
| Instrument Date | Apr 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | BRENNAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 22 HARBORVIEW DR BERLIN MD 218111521, BERLIN, MD 21811-1521 |
| Document Number | 0076380490 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 007638/000490 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 22 HARBORVIEW DR, BERLIN, MD 21811-1521 |
| Document Number | 0072610483 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 22 HARBORVIEW DR BERLIN MD 218111521, BERLIN, MD 21811-1521 |
| Document Number | 0072610483 |
|---|---|
| Date | Aug 06, 2018 |
| Book Page | 007261/000483 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Aug 21, 2017 |
| Property Address | 22 HARBORVIEW DR, BERLIN, MD 21811-1521 |
| Document Number | 0070600363 |
| Book / Page | 007060 / 000363 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | BRENNAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1741 SORREL RIDGE RD NEW FREEDOM PA 173498720, NEW FREEDOM, PA 17349-8720 |
| Document Number | 70600368 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 007060/000368 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDIETOWN, RI 02842 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 20, 2037 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,700 (+23.54%) | $592,000 (+25.66%) Land $179,800 Building $412,200 | |
| 2025 | $4,201.00 (+3.4%) Homeowner's exemption | ||
| 2023 | $4,063.00 Homeowner's exemption | $446,567 | $471,100 Land $179,800 Building $291,300 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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