Cumberland County and Portland City property record for 22 Epping St, Portland, ME 04103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1986 |
| Lot Size | 0.186 acres (8,107 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jan 2022) |
| Tax Bill | $6,581 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Nov 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PTLD M:307 B:D012001 |
| Primary APN | PTLD M:307 B:D012001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 1,960 sqft |
| Basement Area | 320 sqft |
| Unfinished Basement | 320 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 8,107 sqft (0.186 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Street Address | 22 EPPING ST |
|---|---|
| City | PORTLAND |
| State | ME |
| Zip | 04103-3146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | D012001 |
| Jurisdiction | PORTLAND ME |
| Township / Civil Division | PORTLAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2102 |
22 Epping St is owned and occupied by an individual who bought it in January 2022.
Source: Cumberland County and Portland City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 EPPING ST, PORTLAND, ME 04103-3146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Nov 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Jan 13, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage T2 FINANCIAL LLC |
| May 21, 2020 | Deed of Trust, Mortgage NFM LNDG |
| Sep 3, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage NATIONAL FIDELITY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2022 · Amount on File |
| Deed Sale | Jan 13, 2022 · Amount on File |
| Prior Sale | Sep 3, 2019 · Amount on File |
| Deed Document Number | 20222802 |
| Deed Book / Page | 39086 / 227 |
| Transfer Doc | 25758-0259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTLAND ME |
| Property Address | 22 EPPING ST, PORTLAND, ME 04103-3146 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0384700250 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 38470/250 |
| Instrument | 53581 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTLAND ME |
| Property Address | 22 EPPING ST, PORTLAND, ME 04103-3146 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0388700275 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 38870/275 |
| Instrument | 80327 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTLAND ME |
| Recording Date | Jan 13, 2022 |
| Property Address | 22 EPPING ST, PORTLAND, ME 04103-3146 |
| Document Number | 0390860227 |
| Book / Page | 39086 / 227 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2802 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 134 RIVERTON DR, PORTLAND, ME 04103-1059 |
| Document Number | 0000002803 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2803 |
| Name | T2 FINANCIAL LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTLAND ME |
| Property Address | 22 EPPING ST, PORTLAND, ME 04103-3146 |
| Document Number | 0367440302 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 EPPING ST PORTLAND ME 041033146, PORTLAND, ME 04103-3146 |
| Document Number | 0367440302 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 036744/000302 |
| Instrument | 27815 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTLAND ME |
| Recording Date | Sep 3, 2019 |
| Property Address | 22 EPPING ST, PORTLAND, ME 04103-3146 |
| Document Number | 0359450218 |
| Book / Page | 35945 / 218 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 42875 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 APPLEDORE AVE, EXETER, NH 03833-2204 |
| Document Number | 42876 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 42876 |
| Name | NATIONAL FIDELITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 22 Epping St was $6,581, up 19.4% from the year before.
Source: Cumberland County and Portland City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Portland City |
| Unified School District | Portland (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,581.00 (+19.44%) | $549,300 (+49.63%) Land $119,600 Building $429,700 |
| 2024 | $5,510.00 (+4.16%) | $367,100 (-) Land $62,900 Building $304,200 |
| 2023 | $5,290.00 (+5.88%) | $367,100 (-) Land $62,900 Building $304,200 |
| 2022 | $4,996.00 | $367,100 Land $62,900 Building $304,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 22 Epping St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1989–2023) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Epping St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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