Cumberland County and Portland City property record for 12 Epping St, Portland, ME 04103
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1985 |
| Lot Size | 0.291 acres (12,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $352,500 (Aug 2020) |
| Tax Bill | $5,180 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000127206 |
| Primary APN | 000127206 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Game Room | Game Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 12,680 sqft (0.291 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 12 EPPING ST |
|---|---|
| City | PORTLAND |
| State | ME |
| Zip | 04103-3146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PINE TREE TER SUB PH II |
| Legal Block | D010001 |
| Jurisdiction | PORTLAND ME |
| Township / Civil Division | PORTLAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2102 |
12 Epping St is owned and occupied by an individual who bought it in August 2020.
Source: Cumberland County and Portland City records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 EPPING ST, PORTLAND, ME 04103-3146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK |
| Aug 24, 2020 | Warranty Deed, Transfer NANCY A LANE |
| Jul 12, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on File |
| Deed Sale | Aug 24, 2020 · Amount on File |
| Prior Sale | Jun 2, 2014 · Amount on File |
| Deed Document Number | 202051261 |
| Deed Book / Page | 37086 / 259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTLAND ME |
| Property Address | 12 EPPING ST, PORTLAND, ME 04103-3146 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0372730101 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 37273/101 |
| Instrument | 63897 |
| Name | ANDROSCOGGIN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTLAND ME |
| Recording Date | Aug 24, 2020 |
| Property Address | 12 EPPING ST, PORTLAND, ME 04103-3146 |
| Document Number | 0370860259 |
| Book / Page | 037086 / 000259 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 51261 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 STEVENS AVE PORTLAND ME 041022244, PORTLAND, ME 04102-2244 |
| Document Number | 370860261 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 037086/000261 |
| Instrument | 51262 |
| Name | NANCY A LANE |
|---|---|
| Address | 170 STEVENS AVE, PORTLAND, ME 04102-2244 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTLAND ME |
| Property Address | 12 EPPING ST, PORTLAND, ME 04103-3146 |
| Document Number | 0358100001 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 EPPING ST PORTLAND ME 041033146, PORTLAND, ME 04103-3146 |
| Document Number | 0358100001 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 035810/000001 |
| Instrument | 32363 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 17, 2049 |
The 2025 property tax bill for 12 Epping St was $5,180, up 16.4% from the year before.
Source: Cumberland County and Portland City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Portland City |
| Unified School District | Portland (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,180.00 (+16.35%) | $432,400 (+45.79%) Land $128,800 Building $303,600 |
| 2024 | $4,452.00 (+4.16%) | $296,600 (-) Land $67,800 Building $228,800 |
| 2023 | $4,274.00 (+5.87%) | $296,600 (-) Land $67,800 Building $228,800 |
| 2022 | $4,037.00 | $296,600 Land $67,800 Building $228,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12 Epping St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1989–2023) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Epping St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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