Worcester County and Upton Town property record for 22 Elm St, Upton, MA 01568 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1850 |
| Square Footage | 1,559 sqft Living Area |
| Lot Size | 58,806 sqft (1.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $374,500 (2023) |
| Tax Bill | $4,764.00 (2025) |
| Primary APN | UPTO M:021 L:030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,559 sqft Living Area |
| Gross Area | 3,467 sqft Gross Area |
| 1st Floor | 855 sqft 1st Floor |
| Attic Area | 281 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 704 sqft Basement |
| Unfinished Basement | 704 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Historical Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 22 ELM ST |
|---|---|
| City | UPTON |
| State | MA |
| Zip | 01568-1321 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 30 |
| Jurisdiction | UPTON MA |
| Minor Civil Division | UPTON |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 743100 |
Source: Worcester County and Upton Town records · APN UPTO M:021 L:030
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 ELM ST, UPTON, MA 01568-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance FIGURE LENDING LCC |
| Feb 04, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance SUCCESS MORTGAGE PARTNERS |
| Aug 04, 2023 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage MSA LENDING LLC |
| Mar 23, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2023 · Amount on Record |
| Deed Sale | Aug 04, 2023 · Amount on Record |
| Prior Sale | Mar 08, 2016 · Amount on Record |
| Deed Book / Page | 69479 / 182 |
| Transfer Doc | 5071000042 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 22 ELM ST, UPTON, MA 01568-1321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068724-265 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 68724/265 |
| Instrument | 4220 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 22 ELM ST, UPTON, MA 01568-1321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0064395-55 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 64395/55 |
| Instrument | 16874 |
| Name | SUCCESS MORTGAGE PARTNERS |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | UPTON MA |
| Recording Date | Aug 04, 2023 |
| Property Address | 22 ELM ST, UPTON, MA 01568-1321 |
| Document Number | 069479-182 |
| Book / Page | 69479 / 182 |
| Instrument Date | Aug 04, 2023 |
| Instrument | 63887 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 ELM ST, UPTON, MA 01568-1321 |
| Document Number | 0000063888 |
|---|---|
| Date | Aug 04, 2023 |
| Instrument | 63888 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 22 ELM ST, UPTON, MA 01568-1321 |
| Document Number | 58709-177 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 22 ELM ST UPTON MA 015681321, UPTON, MA 01568-1321 |
| Document Number | 58709-177 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 058709/000177 |
| Instrument | 38610 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Upton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Upton Town |
| Unified School District | Mendon-Upton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,764.00 (+3.43%) | $362,300 (+7.6%) Land $202,800 Building $159,500 | $449,445 (+27.62%) |
| 2024 | $4,606.00 (+13.7%) | $336,700 (+15.27%) Land $183,500 Building $153,200 | $352,165 |
| 2023 | $4,051.00 | $292,100 Land $151,300 Building $140,800 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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