15 Elm St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 15 Elm St, Upton, MA 01568

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,440 sqft · built 1974
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Sep 2019)
Tax Bill$6,488 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNUPTO M:021 L:033

Property Details

APN / Parcel Number

Primary APNUPTO M:021 L:033
Alternative APNs
  • M:021 B:L:033
  • 1328

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
Gross Area2,636 sqft
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement500 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address15 ELM ST
CityUPTON
StateMA
Zip01568-1320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal Lot Number33
JurisdictionUPTON MA
Township / Civil DivisionUPTON
Census Block Group1
Census Block1023
Census Tract743100

Owner

Source: Worcester County and Upton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15 ELM ST, UPTON, MA 01568-1320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2019 · Amount on Record
Deed SaleSep 9, 2019 · Amount on Record
Prior SaleOct 22, 2010 · Amount on Record
Deed Document Number201991837
Deed Book / Page61015 / 338
Record UpdatedSep 20, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUPTON MA
Recording DateSep 9, 2019
Property Address15 ELM ST, UPTON, MA 01568-1320
Document Number61015-338
Book / Page61015 / 338
Instrument DateAug 28, 2019
Instrument91837
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 ELM ST, UPTON, MA 01568-1320

Mortgage

Document Number91838
DateSep 9, 2019
Instrument91838
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionUpton Town
Unified School DistrictMendon-Upton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,488.00 (+3.1%)$493,400 (+7.26%) Land $170,400 Building $323,000$542,355 (+4.73%)
2024$6,293.00 (+29.19%)$460,000 (+30.98%) Land $154,200 Building $305,800$517,845
2023$4,871.00$351,200 Land $127,100 Building $224,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUPTON DPW WATER/WASTEWATER DIVISION
serves 4,420 people · EPA ID MA2303000
Water SourceGroundwater
Last State InspectionAug 2025
Lead11 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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