Schenectady County and Schenectady City property record for 22 Elbert St, Schenectady, NY 12304 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Colonial |
| Year Built | Built 1910 |
| Square Footage | 1,320 sqft Living Area |
| Lot Size | 3,680 sqft (0.084 acres) |
| Last Sale | $60,000 (2017) |
| Tax Bill | $3,881.00 (2025) |
| Primary APN | 421500 49.76-3-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,320 sqft Living Area |
| 1st Floor | 660 sqft 1st Floor |
| 2nd Floor | 660 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,680 sqft (0.084 acres) |
| Depth X Width | 115 ft x 32 ft Depth x Width |
| Porch Area | 210 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 22 ELBERT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2910 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AGED AFFIDAVIT REQUIRED 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.76-3-23
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10142 123RD ST, SOUTH RICHMOND HILL, NY 11419-2124 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 19, 2021 | Administrator's Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 08, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2017 · Amount on Record |
| Deed Sale | May 08, 2017 · Amount on Record |
| Prior Sale | May 02, 2014 · Amount on Record |
| Deed Doc Number | 201720322 |
| Deed Book / Page | 1962 / 123 |
| Prior Transfer Date | May 10, 2012 |
| Prior Transfer Doc | 0000021692 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 19, 2021 |
| Property Address | 22 ELBERT ST, SCHENECTADY, NY 12304-2910 |
| Document Number | 0000040705 |
| Book / Page | 2065 / 381 |
| Map Reference | CAB B-95 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 202140705 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 DIVISION ST, 414, SCHENECTADY, NY 12304-1112 |
| Name | Verified Name |
|---|---|
| Address | 101 42 123 STREET, SOUTH RICHMOND HILL, NY 11419 |
| Document Number | 0000040706 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 202140706 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 08, 2017 |
| Property Address | 22 ELBERT ST, SCHENECTADY, NY 12304-2910 |
| Document Number | 0000020322 |
| Book / Page | 001962 / 000123 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 20322 |
| Transaction Type | Foreclosure |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 DIVISION ST SCHENECTADY NY 123041112, SCHENECTADY, NY 12304-1112 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,881.00 (+6.47%) | $69,200 (-) Land $10,400 Building $58,800 | $114,589 (+30.82%) Land $17,221 Building $97,368 |
| 2023 | $69,200 (-) Land $10,400 Building $58,800 | $87,595 (+3.8%) Land $13,165 Building $74,430 | |
| 2022 | $69,200 Land $10,400 Building $58,800 | $84,390 Land $12,683 Building $71,707 | |
| 2021 | $3,645.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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