21 Elbert St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 21 Elbert St, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,086 sqft · built 1920
Lot Size	0.088 acres (3,840 sqft)
Owner	Individual Name on File
Last Sale	$42,550 (Nov 2000)
Tax Bill	$3,457 (2025)
Deeds & Mortgages	Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.76-4-4`

Property Details

APN / Parcel Number

Primary APN	`421500 49.76-4-4`
Alternative APN	`150004907600040040000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,086 sqft Living Area
1st Floor Area	566 sqft
2nd Floor Area	520 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,840 sqft (0.088 acres)
Lot Dimensions	120 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21 ELBERT ST
City	SCHENECTADY
State	NY
Zip	12304-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Block	4
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	21700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.76-4-4

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 ELBERT ST, SCHENECTADY, NY 12304-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2000 · Amount on Record
Deed Sale	Nov 03, 2000 · Amount on Record
Prior Sale	Aug 07, 1998 · Amount on Record
Deed Book / Page	1589 / 470
Record Updated	Jun 08, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 09, 2025
Property Address	21 ELBERT ST, SCHENECTADY, NY 12304-2909
Document Number	0000028805
Instrument Date	Oct 30, 2025
Instrument	202528805
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1435 VAN CORTLAND ST, SCHENECTADY, NY 12303-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ELBERT ST, SCHENECTADY, NY 12304-2909

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,457.00 (+6.47%)	$62,300 (-) Land $9,300 Building $53,000	$103,163 (+13.35%) Land $15,400 Building $87,763
2024		$62,300 (-) Land $9,300 Building $53,000	$91,015 (+15.41%) Land $13,587 Building $77,428
2023		$62,300 (-) Land $9,300 Building $53,000	$78,861 (+3.8%) Land $11,772 Building $67,089
2022		$62,300 Land $9,300 Building $53,000	$75,976 Land $11,342 Building $64,634
2021	$3,247.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 639 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.