Schenectady County and Schenectady City property record for 18 Elbert St, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 1 ba · 1,608 sqft · built 1900 |
| Lot Size | 0.235 acres (10,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Oct 2009) |
| Tax Bill | $4,159 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.76-3-21 |
| Primary APN | 421500 49.76-3-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 872 sqft |
| 2nd Floor Area | 600 sqft |
| Upper Floors Area | 136 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,240 sqft (0.235 acres) |
| Lot Dimensions | 160 ft deep x 64 ft wide |
| Porch | Slab |
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 18 ELBERT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 57 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.76-3-21
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 ELBERT ST, SCHENECTADY, NY 12304-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2022 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Jul 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2009 · Amount on Record |
| Deed Sale | Oct 29, 2009 · Amount on Record |
| Prior Sale | Oct 29, 2009 · Amount on Record |
| Deed Book / Page | 1809 / 886 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 18 ELBERT ST, SCHENECTADY, NY 12304-2910 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18 ELBERT ST, SCHENECTADY, NY 12304-2910 |
| Document Number | 0000041494 |
|---|---|
| Date | Aug 05, 2022 |
| Book Page | 5246/719 |
| Instrument | 202241494 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 18 ELBERT ST, SCHENECTADY, NY 12304-2910 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000019387 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | 5001/762 |
| Instrument | 202019387 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,159.00 (+10.29%) | $86,400 (-) Land $13,000 Building $73,400 | $143,070 (+30.82%) Land $21,527 Building $121,543 |
| 2023 | $86,400 (-) Land $13,000 Building $73,400 | $109,367 (+3.8%) Land $16,456 Building $92,911 | |
| 2022 | $86,400 Land $13,000 Building $73,400 | $105,366 Land $15,854 Building $89,512 | |
| 2021 | $3,771.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 639 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures