22 E Sterling St, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 22 E Sterling St, Wharton, NJ 07885

Property Summary

Property Type	Single Family Home
Details	2,697 sqft · built 2023
Lot Size	0.265 acres (11,522 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Nov 2020)
Tax Bill	$12,511 (2024)
Deeds & Mortgages	Sep 2022 Construction Loan Nov 2020 Sale
APN	`39-02001-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`39-02001-0000-00003`
Alternative APN	`390200100003`

Interior

Stories	1 Story
Building Area	2,697 sqft Living Area
1st Floor Area	2,697 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	11,522 sqft (0.265 acres)
Lot Dimensions	96 ft deep x 120 ft wide

Location & Zoning

Street Address	22 E STERLING ST
City	WHARTON
State	NJ
Zip	07885-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Subdivision	WOODLAND HOMES SEC 03
Legal Block	2001
Legal Lot Number	3
Jurisdiction	MORRIS NJ
Township / Civil Division	WHARTON
Census Block Group	3
Census Block	3014
Census Tract	45100

Owner

22 E Sterling St is owned by a company that bought it in November 2020.

Source: Morris County and Wharton Borough records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	22 E STERLING ST, WHARTON, NJ 07885-2122
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Construction Mortgage COLUMBIA BANK
Nov 13, 2020	Grant Deed, Transfer PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Jul 13, 2004 · Amount on File
Deed Document Number	202083135
Deed Book / Page	23933 / 3
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	22 E STERLING ST, WHARTON, NJ 07885-2122
Transaction Type	Mortgage
Record Updated	Sep 16, 2022
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 E STERLING ST, WHARTON, NJ 07885-2122

Mortgage

Document Number	0244871204
Date	Sep 7, 2022
Book Page	24487/1204
Instrument	2022060306

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Nov 13, 2020
Property Address	22 E STERLING ST, WHARTON, NJ 07885-2122
Document Number	0239330003
Book / Page	023933 / 000003
Instrument Date	Jul 20, 2020
Instrument	83135
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22 E STERLING ST WHARTON NJ 078852122, WHARTON, NJ 07885-2122

Tax Assessment & Valuation

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Wharton Borough
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Wharton Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,500 (+14.07%) Land $166,500 Building $350,000	$516,500 (+14.07%) Land $166,500 Building $350,000
2025		$452,800 Land $141,500 Building $311,300	$452,800 Land $141,500 Building $311,300
2024	$12,511.00
2023		$329,100 Land $136,500 Building $192,600	$329,100 Land $136,500 Building $192,600
2022	$9,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 22 E Sterling St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 E Sterling St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHARTON WATER DEPT serves 6,342 people · EPA ID NJ1439001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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