Morris County and Wharton Borough property record for 18 E Sterling St, Wharton, NJ 07885
| Property Type | Single Family Home |
|---|---|
| Details | 1,404 sqft · built 1959 |
| Lot Size | 0.33 acres (14,353 sqft) |
| Owner | Company Name on File |
| Last Sale | $218,500 (Jan 2016) |
| Tax Bill | $10,590 (2024) |
| Deeds & Mortgages | Nov 2021 Line of Credit Apr 2021 Mortgage |
| APN | 39-02001-0000-00001 |
| Primary APN | 39-02001-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 14,353 sqft (0.33 acres) |
| Lot Dimensions | 165 ft deep x 87 ft wide |
| Street Address | 18 E STERLING ST |
|---|---|
| City | WHARTON |
| State | NJ |
| Zip | 07885-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Subdivision | WOODLAND HOMES SEC 03 |
| Legal Block | 2001 |
| Legal Lot Number | 1 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | WHARTON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 45100 |
18 E Sterling St is owned by a company that bought it in January 2016.
Source: Morris County and Wharton Borough records, as of July 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 18 E STERLING ST, WHARTON, NJ 07885-2122 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2016 · Amount on File |
| Deed Sale | Jan 11, 2016 · Amount on File |
| Prior Sale | Nov 17, 2003 · Amount on File |
| Deed Document Number | 20161958 |
| Deed Book / Page | 22843 / 1379 |
| Prior Transfer Date | Feb 29, 2008 |
| Prior Transfer Doc | 0210311971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 18 E STERLING ST, WHARTON, NJ 07885-2122 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 18 E STERLING ST, WHARTON, NJ 07885-2122 |
| Document Number | 0242711709 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 24271/1709 |
| Instrument | 2021093708 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jun 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 18 E STERLING ST, WHARTON, NJ 07885-2122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0241110563 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 24111/563 |
| Instrument | 2021040733 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Wharton Borough |
| Secondary School District | Morris Hills Regional School District (09 - 12) |
| Elementary School District | Wharton Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,300 (+12.79%) Land $164,900 Building $266,400 | $431,300 (+12.79%) Land $164,900 Building $266,400 | |
| 2025 | $382,400 Land $139,900 Building $242,500 | $382,400 Land $139,900 Building $242,500 | |
| 2024 | $10,590.00 | ||
| 2023 | $339,700 Land $134,900 Building $204,800 | $339,700 Land $134,900 Building $204,800 | |
| 2022 | $9,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 18 E Sterling St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18 E Sterling St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHARTON WATER DEPT serves 6,342 people · EPA ID NJ1439001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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