29 E Sterling St, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 29 E Sterling St, Wharton, NJ 07885

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 1959
Lot Size	0.323 acres (14,079 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Nov 2018)
Tax Bill	$10,114 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 2 more
APN	`39-02103-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`39-02103-0000-00008`
Alternative APN	`390210300008`

Interior

Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	14,079 sqft (0.323 acres)
Lot Dimensions	110 ft deep x 128 ft wide

Location & Zoning

Street Address	29 E STERLING ST
City	WHARTON
State	NJ
Zip	07885-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Subdivision	WOODLAND HOMES SEC 03
Legal Block	2103
Legal Lot Number	8
Jurisdiction	MORRIS NJ
Township / Civil Division	WHARTON
Census Block Group	3
Census Block	3004
Census Tract	45100

Owner

29 E Sterling St is owned and occupied by an individual who bought it in November 2018.

Source: Morris County and Wharton Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	29 E STERLING ST, WHARTON, NJ 07885-2437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC
Sep 3, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Nov 19, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 19, 2017	Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Prior Sale	Sep 24, 2014 · Amount on File
Deed Document Number	201864867
Deed Book / Page	23451 / 1978
Prior Transfer Date	Aug 26, 2005
Prior Transfer Doc	0064220293
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	29 E STERLING ST, WHARTON, NJ 07885-2437
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239741649
Date	Dec 21, 2020
Book Page	23974/1649
Instrument	2020097061

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	29 E STERLING ST, WHARTON, NJ 07885-2437
Document Number	0236131044
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 E STERLING ST WHARTON NJ 078852437, WHARTON, NJ 07885-2437

Mortgage

Document Number	0236131044
Date	Sep 13, 2019
Book Page	023613/001044
Instrument	50777

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Nov 19, 2018
Property Address	29 E STERLING ST, WHARTON, NJ 07885-2437
Document Number	0234511978
Book / Page	023451 / 001978
Instrument Date	Nov 13, 2018
Instrument	64867
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 E STERLING ST WHARTON NJ 078852437, WHARTON, NJ 07885-2437

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	29 E STERLING ST, WHARTON, NJ 07885-2437
Document Number	0232391853
Book / Page	023239 / 001853
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	QUICK CLOSE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 E STERLING ST WHARTON NJ 078852437, WHARTON, NJ 07885-2437

Mortgage

Document Number	0232391853
Date	Nov 13, 2017
Book Page	023239/001853
Instrument	68174

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Wharton Borough
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Wharton Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,600 (+12.86%) Land $166,700 Building $244,900	$411,600 (+12.86%) Land $166,700 Building $244,900
2025		$364,700 Land $141,700 Building $223,000	$364,700 Land $141,700 Building $223,000
2024	$10,114.00
2023		$325,000 Land $136,700 Building $188,300	$325,000 Land $136,700 Building $188,300
2022	$9,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 29 E Sterling St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 E Sterling St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHARTON WATER DEPT serves 6,342 people · EPA ID NJ1439001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on E Sterling St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures