22 E Main St, Phillipsburg, OH 45354 Property Records

Montgomery County property record for 22 E Main St, Phillipsburg, OH 45354

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,868 sqft · built 1919
Lot Size	0.212 acres (9,274 sqft)
Owner	Company Name on Record
Last Sale	$134,000 (Jan 2024)
Tax Bill	$2,853 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C08 00108 0012`

Property Details

APN / Parcel Number

Primary APN	`C08 00108 0012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,868 sqft Total Area
1st Floor Area	1,392 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,274 sqft (0.212 acres)
Lot Dimensions	152 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 E MAIN ST
City	PHILLIPSBURG
State	OH
Zip	45354
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	11 PT, 14
Legal Subdivision	VILLAGE/PHILLIPSBURGREV
Legal Lot Number	12
Jurisdiction	MONTGOMERY OH
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1022
Census Tract	130101

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3189 PRINCETON RD, FAIRFIELD TOWNSHIP, OH 45011-5338
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage FARMERS STATE BANK
Jan 10, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage MERCER SAVINGS BANK
May 18, 2021	Warranty Deed, Transfer PCTITLE PROS INC, PCTITLE PROS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	2024-00001400
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	22 E MAIN ST, PHILLIPSBURG, OH 45354
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5730 GETTYSBURG PITSBURG RD, BRADFORD, OH 45308-9522

Mortgage

Document Number	0000070847
Date	Nov 14, 2022
Instrument	2022-00070847

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 9, 2047

Interest

Rate Type	Adjustable Rate

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 10, 2024
Property Address	22 E MAIN ST, PHILLIPSBURG, OH 45354
Document Number	0000001400
Map Reference	MB F PG 49
Instrument Date	Dec 22, 2023
Instrument	2024-00001400
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4681 HARVEST AVE, LIBERTY TWP, OH 45011-2368

Mortgage

Document Number	0000001401
Date	Jan 10, 2024
Instrument	2024-00001401

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 18, 2021
Property Address	22 E MAIN ST, PHILLIPSBURG, OH 45354
Document Number	0000038107
Map Reference	MB F PG 49
Instrument Date	May 4, 2021
Instrument	2021-00038107
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	PCTITLE PROS INC, PCTITLE PROS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5730 GETTYSBURG PITSBURG RD, BRADFORD, OH 45308-9522

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Clay Township
Municipality	Phillipsburg Village
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,900 (-) Land $8,820 Building $26,080
2024	$2,853.00 (+7.42%)
2023	$2,656.00 (+120.6%)	$34,900 (+40.95%) Land $8,820 Building $26,080	$99,730 (+41%) Land $25,210 Building $74,520
2022	$1,204.00	$24,760 Land $6,260 Building $18,500
2020			$70,730 Land $17,880 Building $52,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILLIPSBURG VILLAGE PWS serves 490 people · EPA ID OH5702112
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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