19 E Main St, Phillipsburg, OH 45354 Property Records

Montgomery County property record for 19 E Main St, Phillipsburg, OH 45354

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,360 sqft · built 1936
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2022)
Tax Bill	$2,784 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C08 00108 0021`

Property Details

APN / Parcel Number

Primary APN	`C08 00108 0021`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	856 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Architectural Style	Log Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	19 E MAIN ST
City	PHILLIPSBURG
State	OH
Zip	45354-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28
Legal Subdivision	VILLAGE/PHILLIPSBURG
Legal Lot Number	21
Jurisdiction	MONTGOMERY OH
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1030
Census Tract	130101

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19 E MAIN ST, PHILLIPSBURG, OH 45354-3518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit LCNB NATIONAL BANK
Jul 20, 2022	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Sep 22, 2021	Quit Claim Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	2022-00044956
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	19 E MAIN ST, PHILLIPSBURG, OH 45354-3518
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004763
Date	Jan 21, 2022
Instrument	2022-00004763

Lender

Name	LCNB NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 20, 2022
Property Address	19 E MAIN ST, PHILLIPSBURG, OH 45354-3518
Document Number	0000044956
Instrument Date	Jun 16, 2022
Instrument	2022-00044956
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	PCTITLE PROS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	19 E MAIN ST, PHILLIPSBURG, OH 45354-3518

Mortgage

Document Number	0000044957
Date	Jul 20, 2022
Instrument	2022-00044957

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 22, 2021
Property Address	19 E MAIN ST, PHILLIPSBURG, OH 45354-3518
Document Number	0000071736
Instrument Date	Aug 18, 2021
Instrument	2021-00071736
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 W MAIN ST, PHILLIPSBURG, OH 45354-9000
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071737
Date	Sep 22, 2021
Instrument	2021-00071737

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Clay Township
Municipality	Phillipsburg Village
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,250 (-) Land $8,540 Building $25,710
2024	$2,784.00 (+6.67%)
2023	$2,610.00 (+7.1%)	$34,250 (+40.95%) Land $8,540 Building $25,710	$97,850 (+40.99%) Land $24,390 Building $73,460
2022	$2,437.00	$24,300 Land $6,060 Building $18,240
2020			$69,400 Land $17,300 Building $52,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILLIPSBURG VILLAGE PWS serves 490 people · EPA ID OH5702112
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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