22 Creek Bluff Run, Flagler Beach, FL 32136 Property Records

Flagler County property record for 22 Creek Bluff Run, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,427 sqft · built 1983
Lot Size3.27 acres (142,437 sqft)
Owner2 Owner Names on Record
Last Sale$187,000 (Dec 1998)
Tax Bill$2,765 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone AE (high risk)
APN37-12-31-0613-00000-0280

Property Details

APN / Parcel Number

Primary APN37-12-31-0613-00000-0280

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area2,427 sqft Heated Area
Gross Area3,450 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Exterior MaterialStone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area142,437 sqft (3.27 acres)
DrivewayDriveway
Driveway Area1,620 sqft
Pool TypePool with Hot Tub/Spa
Pool Area940 sqft
Deck Area490 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address22 CREEK BLUFF RUN
CityFLAGLER BEACH
StateFL
Zip32136-5103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionBULOW WOODS SUBD UNIT 4 LOT 28 OR 170 PG 361 OR 459 PG 1305 OR 637 PG 1904
Legal Range31E
Legal Township12S
Legal Section37
Legal SubdivisionBULOW WOOD
Legal Lot Number28
Legal Unit4
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1012
Census Tract60304

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing AddressPO BOX 1237, FLAGLER BEACH, FL 32136-1237
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 1998 · Amount on Record
Deed SaleDec 21, 1998 · Amount on Record
Deed Document Number0063701904
Deed Book / Page00637 / 01904
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address22 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5103
Document Number0022581182
Book / Page002258 / 001182
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedFeb 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 CREEK BLUFF RUN FLAGLER BEACH FL 321365103, FLAGLER BEACH, FL 32136-5103

Mortgage

Document Number0022581182
DateFeb 8, 2018
Book Page002258/001182
Instrument4922
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 7, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,765.00 (-9.2%) Homeowner's exemption$237,269 (+5.99%)$441,469 (+2.55%) Land $130,000 Building $311,469
2023$3,045.00 (+6.8%) Homeowner's exemption$223,866 (+3%)$430,473 (+4.05%) Land $110,000 Building $320,473
2022$2,851.00 Homeowner's exemption$217,345$413,715 Land $110,000 Building $303,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 127 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims69 (1995–2026)
Claims Outside the SFHA8 of 69
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 13 claims
  • Hurricane Irma, Oct 2017 · 39 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 83% of Florida
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Creek Bluff Run

Nearby Streets

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