Flagler County property record for 20 Creek Bluff Run, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,889 sqft · built 2016 |
| Lot Size | 3.46 acres (150,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Oct 2014) |
| Tax Bill | $5,309 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 37-12-31-0613-00000-0270 |
| Primary APN | 37-12-31-0613-00000-0270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,889 sqft Heated Area |
| Gross Area | 4,351 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 150,700 sqft (3.46 acres) |
| Driveway | Driveway |
| Driveway Area | 1,891 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 443 sqft |
| Deck Area | 743 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 20 CREEK BLUFF RUN |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-5103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BULOW WOODS SUBD UNIT 4 LOT 27 OR 172 PG 143 OR 218 PG 947 OR 272 PG 162 OR 2029/384 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 37 |
| Legal Subdivision | BULOW WOOD |
| Legal Lot Number | 27 |
| Legal Unit | 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 60304 |
20 Creek Bluff Run is owned and occupied by two individuals who bought it in October 2014.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2014 · Amount on File |
| Deed Sale | Oct 13, 2014 · Amount on File |
| Deed Document Number | 2014031330 |
| Deed Book / Page | 2029 / 0384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 20 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 CREEK BLUFF RUN, FLAGLER BEACH, FL 32136-5103 |
| Document Number | 0027690119 |
|---|---|
| Date | Apr 5, 2023 |
| Book Page | 2769/119 |
| Instrument | 2023013740 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 20 Creek Bluff Run was $5,309 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,309.00 Homeowner's exemption | $417,929 | $656,900 Land $130,000 Building $526,900 |
| 2023 | $5,415.00 (+8.26%) Homeowner's exemption | $389,946 (+6.4%) | $635,853 (+7.11%) Land $110,000 Building $525,853 |
| 2022 | $5,002.00 Homeowner's exemption | $366,498 | $593,647 Land $110,000 Building $483,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Creek Bluff Run in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 127 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 69 (1995–2026) |
| Claims Outside the SFHA | 8 of 69 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Creek Bluff Run is high, ranking above 89% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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