Otsego County and Oneonta City property record for 22 Cherry St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $110,100 (2008) |
| Tax Bill | $3,522.00 (2025) |
| Primary APN | 361200 288.17-4-69 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,512 sqft Living Area |
| 1st Floor | 864 sqft 1st Floor |
| Upper Floors | 648 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 4,792 sqft (0.11 acres) |
| Depth X Width | 110 ft x 42 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 392 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 0424 |
|---|---|
| Street Address | 22 CHERRY ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1755 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LIFE ESTATE > M MURPHY |
| Legal Block | 4 |
| Legal Lot Number | 69.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records · APN 361200 288.17-4-69
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 CHERRY ST, ONEONTA, NY 13820-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2008 · Amount on Record |
| Deed Sale | Sep 30, 2008 · Amount on Record |
| Deed Book / Page | 1118 / 69 |
| Prior Transfer Date | Mar 20, 2007 |
| Prior Transfer Doc | 0011031118 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 22 CHERRY ST, ONEONTA, NY 13820-1755 |
| Document Number | 0000004355 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 22 CHERRY ST ONEONTA NY 138201755, ONEONTA, NY 13820-1755 |
| Document Number | 0000004355 |
|---|---|
| Date | Oct 08, 2020 |
| Instrument | 4355 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 07, 2035 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,522.00 | $106,000 (-) Land $12,700 Building $93,300 | $149,296 (+14.08%) Land $17,887 Building $131,409 |
| 2023 | $106,000 Land $12,700 Building $93,300 | $130,864 Land $15,679 Building $115,185 |
22 Cherry St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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