Otsego County and Oneonta City property record for 19 Cherry St, Oneonta, NY 13820 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1965 |
| Square Footage | 1,216 sqft Living Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Last Sale | $140,000 (2025) |
| Tax Bill | $3,355.00 (2025) |
| Primary APN | 361200 300.5-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,216 sqft Living Area |
| 1st Floor | 608 sqft 1st Floor |
| 2nd Floor | 608 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 2,614 sqft (0.06 acres) |
| Porch Area | 222 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 0405 |
|---|---|
| Street Address | 19 CHERRY ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1753 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0301960 0895940 |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records · APN 361200 300.5-2-6
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 317 COUNTY HIGHWAY 3, COOPERSTOWN, NY 13326 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on Record |
| Deed Sale | Jun 17, 2025 · Amount on Record |
| Prior Sale | Oct 20, 2021 · Amount on Record |
| Deed Doc Number | 20252323 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 20, 2021 |
| Property Address | 19 CHERRY ST, ONEONTA, NY 13820-1753 |
| Document Number | 818 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021-5818 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 THOMAS ST, CORAM, NY 11727-3158 |
| Document Number | 819 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-5819 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,355.00 | $85,000 (-) Land $7,200 Building $77,800 | $119,718 (+14.08%) Land $10,141 Building $109,577 |
| 2023 | $85,000 Land $7,200 Building $77,800 | $104,938 Land $8,889 Building $96,049 |
19 Cherry St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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