21 Cherry St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 21 Cherry St, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1965
Square Footage1,288 sqft Living Area
Lot Size2,614 sqft (0.06 acres)
GarageAttached, 216 sqft
Last Sale$160,000 (2026)
Tax Bill$3,614.00 (2025)

Property Details

APN / Parcel Number

Primary APN361200 300.5-2-5
Alternative APNs
  • 120030000500020050000000
  • 3911 0406

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,288 sqft Living Area
1st Floor752 sqft 1st Floor
2nd Floor536 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1965
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area2,614 sqft (0.06 acres)
Depth X Width66 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area216 sqft Garage
Porch1 Porch
Porch Area140 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3911 0406
Street Address21 CHERRY ST
CityONEONTA
StateNY
Zip13820-1753
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number5.000
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup2
Census Block2021
Census Tract591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.5-2-5

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address499 STATE HIGHWAY 51, GILBERTSVILLE, NY 13776-1106
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Warranty Deed, Transfer
NBT BANK NATIONAL ASSOCIATION
Feb 08, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
COMMUNITY BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2026 · Amount on Record
Deed SaleMar 17, 2026 · Amount on Record
Prior SaleFeb 08, 2023 · Amount on Record
Deed Doc Number20261359
Prior Transfer DateJul 13, 2016
Prior Transfer Doc2016003819
Record RefreshedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateMar 17, 2026
Property Address21 CHERRY ST, ONEONTA, NY 13820-1753
Document Number0000000359
Instrument DateNov 19, 2025
Instrument2026-1359
Transaction TypeTransfer
Record UpdatedApr 08, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address499 STATE HIGHWAY 51, GILBERTSVILLE, NY 13776-1106

Mortgage

Document Number0000000360
DateMar 17, 2026
Instrument2026-1360
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
AmountAmount Recorded

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateFeb 08, 2023
Property Address21 CHERRY ST, ONEONTA, NY 13820-1753
Document Number0000000033
Instrument DateJan 27, 2023
Instrument2023-533
Transaction TypeTransfer
Record UpdatedMar 07, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 THOMAS ST, CORAM, NY 11727-3158

Mortgage

Document Number0000000034
DateFeb 08, 2023
Instrument2023-534
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,614.00$95,000 (-) Land $7,200 Building $87,800$133,803 (+14.08%) Land $10,141 Building $123,662
2023$95,000 Land $7,200 Building $87,800$117,284 Land $8,889 Building $108,395

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