Middlesex County and Framingham City property record for 22 Cherry Oca Ln, Framingham, MA 01702
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,782 sqft · built 1970 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,100 (Sep 2016) |
| Tax Bill | $10,966 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-90-3555 |
| Primary APN | 109-90-3555 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,782 sqft Living Area |
| Gross Area | 4,778 sqft |
| 1st Floor Area | 1,270 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 16589 |
|---|---|
| Street Address | 22 CHERRY OCA LN |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01702-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 90 |
| Legal Lot Number | 3555 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 384003 |
Source: Middlesex County and Framingham City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 15, 2021 | Deed of Trust, Mortgage · ARM THIRD FEDERAL SAVING & LOAN ASSOC |
| Jul 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2016 · Amount on Record |
| Deed Sale | Sep 8, 2016 · Amount on Record |
| Prior Sale | Aug 11, 1971 |
| Deed Book / Page | 67979 / 314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Jul 15, 2026 |
| Property Address | 22 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Document Number | 0000087553 |
| Book / Page | 85882 / 353 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202687553 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Document Number | 0000087553, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 85882/353 |
| Instrument | 202687553 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 22 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 077217-428 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 77217/428 |
| Instrument | 56486 |
| Name | THIRD FEDERAL SAVING & LOAN ASSOC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Type Change Date | Apr 1, 2024 |
| Index | Prime Rate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 22 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 081758-238 |
|---|---|
| Date | Jul 12, 2023 |
| Book Page | 81758/238 |
| Instrument | 76000 |
| Name | THIRD FEDERAL SAVING & LOAN ASSOC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,966.00 (+0.72%) | $918,400 (+5.1%) Land $409,400 Building $509,000 | $950,095 (+7.87%) |
| 2024 | $10,888.00 (+4.86%) | $873,800 (+10.16%) Land $364,700 Building $509,100 | $880,745 |
| 2023 | $10,383.00 | $793,200 Land $336,000 Building $457,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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