Middlesex County and Framingham City property record for 12 Cherry Oca Ln, Framingham, MA 01702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,708 sqft · built 1975 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $477,000 (Jun 2016) |
| Tax Bill | $10,242 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-90-8909 |
| Primary APN | 109-90-8909 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 3,596 sqft |
| 1st Floor Area | 1,708 sqft |
| Basement Area | 1,680 sqft |
| Unfinished Basement | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | 16584 |
|---|---|
| Street Address | 12 CHERRY OCA LN |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01702-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 90 |
| Legal Lot Number | 8909 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 384003 |
Source: Middlesex County and Framingham City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Feb 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| May 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Apr 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2016 · Amount on File |
| Deed Sale | Jun 9, 2016 · Amount on File |
| Prior Sale | Apr 14, 1992 · Amount on File |
| Deed Document Number | 201692428 |
| Deed Book / Page | 67402 / 69 |
| Transfer Doc | 0067402-69 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Jun 8, 2026 |
| Property Address | 12 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Document Number | 085704-497 |
| Book / Page | 85704 / 497 |
| Instrument Date | May 21, 2026 |
| Instrument | 202667325 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Document Number | 0000067325, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 85704/497 |
| Instrument | 202667325 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 337 Months |
| Due | Jul 1, 2054 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 12 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079716-126 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 79716/126 |
| Instrument | 27458 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 12 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 077845-532 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 77845/532 |
| Instrument | 117407 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 12 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082672-232 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 82672/232 |
| Instrument | 38115 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 12 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 073370-504 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 73370/504 |
| Instrument | 149114 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,242.00 (+1.93%) | $865,731 (+2.88%) Land $444,731 Building $388,200 | $794,314 (+0.77%) |
| 2025 | $10,048.00 (+3.97%) | $841,500 (+8.5%) Land $423,400 Building $418,100 | $788,215 (+6%) |
| 2024 | $9,664.00 (+4.57%) | $775,600 (+9.86%) Land $377,000 Building $398,600 | $743,565 |
| 2023 | $9,242.00 | $706,000 Land $347,400 Building $358,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures