Middlesex County and Framingham City property record for 14 Cherry Oca Ln, Framingham, MA 01702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,680 sqft · built 1971 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $929,000 (Aug 2025) |
| Tax Bill | $11,181 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Jul 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-90-7859 |
| Primary APN | 109-90-7859 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 4,632 sqft |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Unfinished Basement | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 16585 |
|---|---|
| Street Address | 14 CHERRY OCA LN |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01702-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 90 |
| Legal Lot Number | 7859 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 384003 |
14 Cherry Oca Ln is owned and occupied by two individuals who bought it in August 2025.
Source: Middlesex County and Framingham City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC |
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Aug 13, 2025 | Quit Claim Deed, Transfer |
| Nov 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE |
| Jun 9, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 28, 2018 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on File |
| Deed Sale | Aug 13, 2025 · Amount on File |
| Prior Sale | Mar 14, 2016 · Amount on File |
| Deed Book / Page | 84482 / 251 |
| Prior Transfer Date | Jul 30, 2025 |
| Prior Transfer Doc | 084482-251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 14 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078785-542 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 78785/542 |
| Instrument | 213443 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 14 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 080386-295 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 80386/295 |
| Instrument | 102159 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 541 Months |
| Due | Aug 1, 2067 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Aug 13, 2025 |
| Property Address | 14 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Document Number | 084482-251 |
| Book / Page | 84482 / 251 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 96242 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 14 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 076180-450 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 76180/450 |
| Instrument | 214769 |
| Name | FIRST GUARANTY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Jun 9, 2021 |
| Property Address | 14 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Document Number | 077973-259 |
| Book / Page | 77973 / 259 |
| Instrument Date | May 18, 2021 |
| Instrument | 130290 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 14 CHERRY OCA LN, FRAMINGHAM, MA 01702-5601 |
| Document Number | 71267-405 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 14 CHERRY OCA LN FRAMINGHAM MA 017025601, FRAMINGHAM, MA 01702-5601 |
| Document Number | 71267-405 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 071267/000405 |
| Instrument | 98737 |
| Name | ROCKLAND TR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 14 Cherry Oca Ln was $11,181, up 1.6% from the year before.
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,181.00 (+1.63%) | $945,145 (+2.58%) Land $432,445 Building $476,800 | $840,610 (-3.64%) |
| 2025 | $11,002.00 (+5.19%) | $921,400 (+9.77%) Land $412,100 Building $509,300 | $872,385 (+23.81%) |
| 2024 | $10,459.00 (+4.42%) | $839,400 (+9.7%) Land $367,100 Building $472,300 | $704,615 |
| 2023 | $10,016.00 | $765,200 Land $338,200 Building $427,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Cherry Oca Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Cherry Oca Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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