Bergen County and Lodi Borough property record for 22 Bernice Pl, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,128 sqft · built 1962 |
| Lot Size | 0.114 acres (4,961 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $672,000 (May 2026) |
| Tax Bill | $11,845 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00066-03-00049 |
| Primary APN | 31-00066-03-00049 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,128 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 4,961 sqft (0.114 acres) |
| Lot Dimensions | 124 ft deep x 40 ft wide |
| Account Number | 150100 |
|---|---|
| Street Address | 22 BERNICE PL |
| City | LODI |
| State | NJ |
| Zip | 07644-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40X124 |
| Legal Block | 66.03 |
| Legal Lot Number | 49 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30201 |
Source: Bergen County and Lodi Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 BERNICE PL, LODI, NJ 07644-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed, Transfer · Conventional Mortgage UNIVERSAL FINANCIAL GROUP INC |
| Oct 10, 2025 | Deed, Transfer NU WORLD TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Oct 10, 2025 · Amount on Record |
| Deed Document Number | 202634822 |
| Deed Book / Page | 5805 / 138 |
| Prior Transfer Date | Jun 28, 2013 |
| Prior Transfer Doc | 0015260402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 27, 2026 |
| Property Address | 22 BERNICE PL, LODI, NJ 07644-1602 |
| Document Number | 0000034822 |
| Book / Page | 5805 / 138 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202634822 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | TRIDENT ABSTRACT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67,872.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 BERNICE PL, LODI, NJ 07644-1602 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034823, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 5805/148 |
| Instrument | 202634823 |
| Name | UNIVERSAL FINANCIAL GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 10, 2025 |
| Property Address | 22 BERNICE PL, LODI, NJ 07644-1602 |
| Document Number | 0056181904 |
| Book / Page | 5618 / 1904 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025069366 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Title Company | NU WORLD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 E 3RD ST, XENIA, OH 45385-3430 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 114 W MAIN ST # 2007, MESA, AZ 85201-7310 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,600 (-) Land $160,900 Building $173,700 | $334,600 (-) Land $160,900 Building $173,700 | |
| 2025 | $11,845.00 (+5.61%) | $334,600 (-) Land $160,900 Building $173,700 | $334,600 (-) Land $160,900 Building $173,700 |
| 2024 | $11,216.00 (+2.7%) | ||
| 2023 | $334,600 Land $160,900 Building $173,700 | $334,600 Land $160,900 Building $173,700 | |
| 2022 | $10,921.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (2007–2021) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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