19 Bernice Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 19 Bernice Pl, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,916 sqft · built 1967
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jun 2022)
Tax Bill	$16,033 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00066-01-00028`

Property Details

APN / Parcel Number

Primary APN	`31-00066-01-00028`
Alternative APNs	`3100066000100028` `148000`

Interior

Stories	1 Story
Building Area	2,916 sqft Living Area
1st Floor Area	2,916 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Frame
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Account Number	148000
Street Address	19 BERNICE PL
City	LODI
State	NJ
Zip	07644-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75X100
Legal Subdivision	REALTY & COMM CO MA
Legal Block	66.01
Legal Lot Number	28
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2000
Census Tract	30201

Owner

19 Bernice Pl is owned and occupied by two individuals who bought it in June 2022.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 BERNICE PL, LODI, NJ 07644-1602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Prior Sale	Feb 7, 1992 · Amount on File
Deed Document Number	202256040
Deed Book / Page	4697 / 1498
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 1, 2022
Property Address	19 BERNICE PL, LODI, NJ 07644-1602
Document Number	0046971498
Book / Page	4697 / 1498
Instrument Date	Dec 29, 2021
Instrument	2022056040
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8635 FORESTER LN, 8635, APEX, NC 27539-7933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BERNICE PL, LODI, NJ 07644-1602

Mortgage

Document Number	2022056041
Date	Jun 1, 2022
Instrument	2022056041

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 19 Bernice Pl was $16,033, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,900 (-) Land $178,300 Building $274,600	$452,900 (-) Land $178,300 Building $274,600
2025	$16,033.00 (+5.61%)	$452,900 Land $178,300 Building $274,600	$452,900 Land $178,300 Building $274,600
2024	$15,181.00
2023		$452,900 Land $178,300 Building $274,600	$452,900 Land $178,300 Building $274,600
2022	$14,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Bernice Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (2007–2021)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Bernice Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20