Bergen County and Lodi Borough property record for 15 Bernice Pl, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,591 sqft · built 1959 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on File |
| Last Sale | $520,000 (Jan 2021) |
| Tax Bill | $9,976 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00066-01-00031 |
| Primary APN | 31-00066-01-00031 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,591 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 148100 |
|---|---|
| Street Address | 15 BERNICE PL |
| City | LODI |
| State | NJ |
| Zip | 07644-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Block | 66.01 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30201 |
15 Bernice Pl is owned by a company that bought it in January 2021.
Source: Bergen County and Lodi Borough records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 BERNICE PL, LODI, NJ 07644-1602 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 13, 2021 | Deed, Transfer BIG APPLE TITLE AGENCY, BIG APPLE TITLE AGENCY INC |
| Dec 9, 2020 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Jan 26, 2021 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2021 · Amount on File |
| Deed Sale | Jan 26, 2021 · Amount on File |
| Prior Sale | Aug 17, 2012 · Amount on File |
| Deed Document Number | 202110813 |
| Deed Book / Page | 3928 / 1760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 BERNICE PL, LODI, NJ 07644-1602 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041240924 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 4124/924 |
| Instrument | 2021070282 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 13, 2021 |
| Property Address | 15 BERNICE PL, LODI, NJ 07644-1602 |
| Document Number | 0044871176 |
| Book / Page | 4487 / 1176 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021179224 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | BIG APPLE TITLE AGENCY, BIG APPLE TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 BERNICE PL, 15, LODI, NJ 07644-1602 |
| Name | Verified Name |
|---|---|
| Address | 15 BERNICE PL, LODI, NJ 07644-1602 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 BERNICE PL, LODI, NJ 07644-1602 |
| Document Number | 0039281795 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 15 BERNICE PL LODI NJ 076441602, LODI, NJ 07644-1602 |
| Document Number | 0039281795 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 003928/001795 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 26, 2021 |
| Property Address | 15 BERNICE PL, LODI, NJ 07644-1602 |
| Document Number | 0039281760 |
| Book / Page | 3928 / 1760 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 21-010813 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,367.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 TANGLEWOOD PASS, 150, LAKE HOPATCONG, NJ 07849-2436 |
| Name | Verified Name |
|---|---|
| Address | 15 BERNICE PL, LODI, NJ 07644-1602 |
| Document Number | 0021010820 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 21-010820 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 15 Bernice Pl was $9,976, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,800 (-) Land $160,600 Building $121,200 | $281,800 (-) Land $160,600 Building $121,200 | |
| 2025 | $9,976.00 (+5.61%) | $281,800 Land $160,600 Building $121,200 | $281,800 Land $160,600 Building $121,200 |
| 2024 | $9,446.00 | ||
| 2023 | $281,800 Land $160,600 Building $121,200 | $281,800 Land $160,600 Building $121,200 | |
| 2022 | $9,197.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Bernice Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (2007–2021) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Bernice Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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