22 Bent Tree Ln, Towanda, IL 61776 Property Records

McLean County property record for 22 Bent Tree Ln, Towanda, IL 61776

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,444 sqft · built 1986
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Aug 2022)
Tax Bill	$12,529 (2024)
Deeds & Mortgages	May 2026 Line of Credit Aug 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-29-177-002`

Property Details

APN / Parcel Number

Primary APN	`08-29-177-002`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,444 sqft Living Area
1st Floor Area	3,444 sqft
Basement Area	1,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Rustic
Exterior Material	Wood Siding
Construction Type	Log
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	22 BENT TREE LN
City	TOWANDA
State	IL
Zip	61776-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADD TO INDIAN CREEK LOT 63
Legal Range	03E
Legal Township	25N
Legal Section	29
Legal Subdivision	INDIAN CREEK
Legal Lot Number	63
Jurisdiction	MCLEAN IL
Township / Civil Division	MONEY CREEK
Census Block Group	4
Census Block	4042
Census Tract	5102

Owner

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 BENT TREE LN, TOWANDA, IL 61776-7512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK N
Aug 23, 2022	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK IN TREMONT
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	202214960
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	May 8, 2026
Property Address	22 BENT TREE LN, TOWANDA, IL 61776-7512
Document Number	0000006477
Instrument Date	Apr 20, 2026
Instrument	20266477
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BENT TREE LN, TOWANDA, IL 61776-7512

Mortgage

Document Number	0000006477,
Date	May 8, 2026
Instrument	20266477

Lender

Name	FIRST NATIONAL BANK N

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 23, 2022
Property Address	22 BENT TREE LN, TOWANDA, IL 61776-7512
Document Number	202200014960
Map Reference	DOC 79-729
Instrument Date	Aug 2, 2022
Instrument	2022-00014960
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 BENT TREE LN, TOWANDA, IL 61776-7512

Mortgage

Document Number	202200014961
Date	Aug 23, 2022
Instrument	2022-00014961

Lender

Name	THE FIRST NATIONAL BANK IN TREMONT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	22 BENT TREE LN, TOWANDA, IL 61776-7512
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100024686
Date	Oct 13, 2021
Instrument	2021-00024686

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Money Creek Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,992 (+20.04%) Land $22,894 Building $161,098	$551,976 (+20.04%) Land $68,682 Building $483,294
2024	$12,529.00 (+7.24%)
2023	$11,683.00 (-11.13%)	$153,281 (-7.65%) Land $19,072 Building $134,209	$459,843 (-7.65%) Land $57,216 Building $402,627
2022	$13,146.00	$165,970 Land $17,416 Building $148,554	$497,910 Land $52,248 Building $445,662

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN CREEK HOMEOWNERS AND WATER ASSN. private · serves 210 people · EPA ID IL1135250
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Rise Broadband, T-Mobile, Verizon.

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