22 Arnold Ter, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 22 Arnold Ter, Marblehead, MA 01945

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,058 sqft · built 1988
Owner	2 Individual Names on File
Last Sale	$145,000 (Dec 1994)
Tax Bill	$5,069 (2025)
Deeds & Mortgages	Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0153 B:002F L:B`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0153 B:002F L:B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
Gross Area	2,573 sqft
Basement Area	775 sqft
Unfinished Basement	387 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	22 ARNOLD TER
City	MARBLEHEAD
State	MA
Zip	01945-1588
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	2F
Legal Lot Number	B
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	3
Census Block	3000
Census Tract	203302

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0153 B:002F L:B

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 ARNOLD TER, MARBLEHEAD, MA 01945-1588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 1994 · Amount on Record
Deed Sale	Dec 07, 1994 · Amount on Record
Prior Sale	Oct 31, 1991 · Amount on Record
Deed Book / Page	12848 / 551
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	22 ARNOLD TER, MARBLEHEAD, MA 01945-1588
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040678-315
Date	Jan 25, 2022
Book Page	40678/315
Instrument	20220125000070

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,069.00 (+3.79%)	$560,100 (+2.75%) Building $560,100	$613,320
2024	$4,884.00 (-9.51%)	$545,100 (+1%) Building $545,100
2023	$5,397.00	$539,700 Building $539,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	47 (1978–2018)
Claims Outside the SFHA	3 of 47
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 5 claims Coastal Storm, Oct 1991 · 9 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 526 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.