21 Arnold Ter, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 21 Arnold Ter, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,713 sqft · built 1988
Owner	Individual Name on File
Last Sale	$510,000 (Jul 2021)
Tax Bill	$4,638 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0153 B:003Q L:B`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0153 B:003Q L:B`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,713 sqft Living Area
Gross Area	1,823 sqft
Basement Area	1,118 sqft
Finished Basement	559 sqft
Unfinished Basement	559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	21 ARNOLD TER
City	MARBLEHEAD
State	MA
Zip	01945-1588
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	3Q
Legal Lot Number	B
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	3
Census Block	3000
Census Tract	203302

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0153 B:003Q L:B

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 ARNOLD TER, MARBLEHEAD, MA 01945-1588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BANK OF MARBLEHEAD
Jul 28, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage NATIONAL GRAND BANK OF MARBLEHEAD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Aug 16, 1988 · Amount on Record
Deed Book / Page	40124 / 123
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	21 ARNOLD TER, MARBLEHEAD, MA 01945-1588
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041476-262
Date	Mar 15, 2023
Book Page	41476/262
Instrument	20230315000140

Lender

Name	NATIONAL GRAND BANK OF MARBLEHEAD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jul 28, 2021
Property Address	21 ARNOLD TER, MARBLEHEAD, MA 01945-1588
Document Number	040124-123
Book / Page	40124 / 123
Instrument Date	Jul 28, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ARNOLD TER # 5B, 5B, MARBLEHEAD, MA 01945-1588

Mortgage

Document Number	0040124126
Date	Jul 28, 2021
Instrument	40124/126

Lender

Name	NATIONAL GRAND BANK OF MARBLEHEAD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,638.00 (+3.71%)	$512,500 (+2.68%) Building $512,500	$591,565
2024	$4,472.00 (-7.7%)	$499,100 (+3.01%) Building $499,100
2023	$4,845.00	$484,500 Building $484,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	47 (1978–2018)
Claims Outside the SFHA	3 of 47
Most Recent Claim	Jan 2018, tidal / storm surge
Claims By Storm	Winter Coastal Storm, Dec 1992 · 5 claims Coastal Storm, Oct 1991 · 9 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Arnold Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures