20 Arnold Ter, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 20 Arnold Ter, Marblehead, MA 01945

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,183 sqft · built 1988
Owner	Individual Name on File
Last Sale	$307,500 (Nov 2002)
Tax Bill	$3,607 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0153 B:002E L:A`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0153 B:002E L:A`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,183 sqft Living Area
Gross Area	1,870 sqft
Basement Area	559 sqft
Unfinished Basement	559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	20 ARNOLD TER
City	MARBLEHEAD
State	MA
Zip	01945-1588
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	2E
Legal Lot Number	A
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	3
Census Block	3000
Census Tract	203302

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0153 B:002E L:A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 ARNOLD TER, MARBLEHEAD, MA 01945-1588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2002 · Amount on Record
Deed Sale	Nov 22, 2002 · Amount on Record
Prior Sale	Jun 23, 2000 · Amount on Record
Deed Book / Page	19661 / 177
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	20 ARNOLD TER, MARBLEHEAD, MA 01945-1588
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040740-121
Date	Feb 22, 2022
Book Page	40740/121
Instrument	20220222001080

Lender

Name	NATIONAL GRAND BANK OF MARBLEHEAD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,607.00 (+3.74%)	$398,600 (+2.71%) Building $398,600	$536,465
2024	$3,477.00 (-9.17%)	$388,100 (+1.38%) Building $388,100
2023	$3,828.00	$382,800 Building $382,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	47 (1978–2018)
Claims Outside the SFHA	3 of 47
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 5 claims Coastal Storm, Oct 1991 · 9 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 526 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.