21980 Rio Grande Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21980 Rio Grande Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,129 sqft · built 2017
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on Record
Last Sale	$492,000 (Oct 2022)
Tax Bill	$8,282 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`20-08-23-351-048`

Property Details

APN / Parcel Number

Primary APN	`20-08-23-351-048`
Alternative APN	`0823351048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,129 sqft Living Area
1st Floor Area	2,129 sqft
Basement Area	2,129 sqft
Unfinished Basement	2,129 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	126 ft deep x 70 ft wide
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21980 RIO GRANDE DR
City	MACOMB
State	MI
Zip	48044-4444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	RIVIERA RIDGE ESTATES I MCCP NO. 1138 UNIT 48 LIBER 24604 PGS 29 - 98
Legal Subdivision	RIVIERA RIDGE ESTATES
Legal Unit	48
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2015
Census Tract	223401

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21980 RIO GRANDE DR, MACOMB, MI 48044-4444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 26, 2022	Intrafamily Transfer, Transfer
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 13, 2019	Warranty Deed, Subdivision Related Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Dec 7, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	2022121333
Deed Book / Page	28874 / 309
Prior Transfer Date	Oct 21, 2022
Prior Transfer Doc	0000121335
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 26, 2022
Property Address	21980 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	2200121333
Book / Page	28874 / 309
Map Reference	LB 24604 PG 29
Instrument Date	Oct 21, 2022
Instrument	202200121333
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26110 FOX CREEK CT, 26110, RICHMOND, MI 48062-3845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21980 RIO GRANDE DR, MACOMB, MI 48044-4444

Mortgage

Document Number	2200121334
Date	Oct 26, 2022
Instrument	202200121334

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Oct 26, 2022
Property Address	21980 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	2200121335
Book / Page	28874 / 329
Map Reference	LB 24604 PG 29-98
Instrument Date	Oct 21, 2022
Instrument	202200121335
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21980 RIO GRANDE DR # 48, 21980, MACOMB, MI 48044-4444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21980 RIO GRANDE DR # 48, 48, MACOMB, MI 48044-4444

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21980 RIO GRANDE DR, MACOMB, MI 48044-4444
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21980 RIO GRANDE DR, MACOMB, MI 48044-4444

Mortgage

Document Number	2102157717
Date	Apr 14, 2021
Book Page	27565/564
Instrument	202102157717

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 13, 2019
Property Address	21980 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000066208
Book / Page	026013 / 000243
Instrument Date	Jun 7, 2019
Instrument	66208
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 2, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$3,010.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52323 KINGS POINTE DR NEW BALTIMORE MI 480476350, NEW BALTIMORE, MI 48047-6350

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 7, 2018
Property Address	21980 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000133780
Book / Page	025717 / 000623
Instrument Date	Nov 13, 2018
Instrument	133780
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	49480 VAN DYKE AVE SHELBY TOWNSHIP MI 483171338, SHELBY TOWNSHIP, MI 48317-1338

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,600 (+21.52%)	$569,200 (+21.52%)
2025	$8,282.00 (+30.24%)
2023		$234,200	$468,400
2022	$6,359.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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