21965 Rio Grande Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21965 Rio Grande Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 3,036 sqft · built 2018
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Jun 2024)
Tax Bill	$9,575 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`20-08-23-351-008`

Property Details

APN / Parcel Number

Primary APN	`20-08-23-351-008`
Alternative APN	`0823351008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,036 sqft Living Area
1st Floor Area	1,474 sqft
Basement Area	1,474 sqft
Unfinished Basement	1,474 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21965 RIO GRANDE DR
City	MACOMB
State	MI
Zip	48044-4444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	RIVIERA RIDGE ESTATES I MCCP NO. 1138 UNIT 8 LIBER 24604 PGS 29 - 98
Legal Subdivision	RIVIERA RIDGE ESTATES
Legal Unit	8
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2015
Census Tract	223401

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21965 RIO GRANDE DR, MACOMB, MI 48044-4444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jun 1, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jan 9, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 16, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS
Jan 13, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Jan 16, 2020 · Amount on Record
Deed Document Number	202448463
Deed Book / Page	29623 / 184
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	0000005263
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21965 RIO GRANDE DR, MACOMB, MI 48044-4444
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21965 RIO GRANDE DR, MACOMB, MI 48044-4444

Mortgage

Document Number	2600020095
Date	Mar 10, 2026
Book Page	30551/716
Instrument	202600020095

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21965 RIO GRANDE DR, MACOMB, MI 48044-4444
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21965 RIO GRANDE DR, MACOMB, MI 48044-4444

Mortgage

Document Number	2102166742
Date	Apr 27, 2021
Book Page	27627/1
Instrument	202102166742

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Feb 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21965 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000066998
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21965 RIO GRANDE DR MACOMB MI 480444444, MACOMB, MI 48044-4444

Mortgage

Document Number	0000066998
Date	Jun 10, 2020
Book Page	026760/000953
Instrument	66998

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 9, 2040

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 9, 2020
Property Address	21965 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000004126
Book / Page	026447 / 000203
Instrument Date	Jan 3, 2020
Instrument	4126
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20383 HALL RD MACOMB MI 480444253, MACOMB, MI 48044-4253

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 16, 2020
Property Address	21965 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000007029
Book / Page	026460 / 000441
Instrument Date	Dec 11, 2019
Instrument	7029
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,838.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22199 SHANE DR MACOMB MI 480423820, MACOMB, MI 48042-3820

Mortgage

Document Number	143950
Date	Jan 16, 2020
Book Page	026406/000513
Instrument	143950

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 13, 2020
Property Address	21965 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000005263
Book / Page	026452 / 000406
Instrument Date	Dec 11, 2019
Instrument	5263
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20383 HALL RD MACOMB MI 480444253, MACOMB, MI 48044-4253

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,900 (+23.27%)	$601,800 (+23.27%)
2025	$9,575.00 (+29.99%)
2023		$244,100	$488,200
2022	$7,366.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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