21991 Midcrest Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 21991 Midcrest Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,623 sqft · built 1986
Lot Size	0.238 acres (10,357 sqft)
Owner	2 Company Names on Record
Last Sale	$52,454 (Nov 1995)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`613-382-07`

Property Details

APN / Parcel Number

Primary APN	`613-382-07`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,623 sqft Living Area
Gross Area	3,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	10,357 sqft (0.238 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21991 MIDCREST DR
City	LAKE FOREST
State	CA
Zip	92630-6589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 11234 BLK LOT 45
Legal Subdivision	TRACT NO 11234
Legal Tract	11234
Legal Lot Number	45
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2002
Census Tract	52424

Owner

Source: Orange County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21991 MIDCREST DR, LAKE FOREST, CA 92630-6589
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 17, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 1995 · Amount on Record
Deed Sale	Nov 8, 1995 · Amount on Record
Deed Document Number	1995497500
Last Transfer Date	Jul 13, 2026
Transfer Doc	0000204950
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 17, 2026
Property Address	21991 MIDCREST DR, LAKE FOREST, CA 92630-6589
Document Number	0000204951
Instrument Date	Jul 13, 2026
Instrument	2026204951
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21991 MIDCREST DR, LAKE FOREST, CA 92630-6589

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 17, 2026
Property Address	21991 MIDCREST DR, LAKE FOREST, CA 92630-6589
Document Number	0000204950
Instrument Date	Jul 13, 2026
Instrument	2026204950
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21991 MIDCREST DR, LAKE FOREST, CA 92630-6589

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21991 MIDCREST DR, LAKE FOREST, CA 92630-6589
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21991 MIDCREST DR, LAKE FOREST, CA 92630-6589

Mortgage

Document Number	0000734929
Date	Dec 6, 2021
Instrument	2021000734929

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	21991 MIDCREST DR, LAKE FOREST, CA 92630-6589
Document Number	0000553821
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21991 MIDCREST DR LAKE FOREST CA 926306589, LAKE FOREST, CA 92630-6589

Mortgage

Document Number	0000553821
Date	Dec 22, 2017
Instrument	553821

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 21, 2057

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,506 (+11.26%) Land $143,903 Building $318,603
2025	$4,255.00 (+209.45%) Homeowner's exemption	$415,686 (-5.92%) Land $141,082 Building $274,604
2023	$1,375.00 (-68.95%) Homeowner's exemption	$441,835 Land $135,604 Building $306,231
2022	$4,429.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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