21961 Midcrest Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 21961 Midcrest Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,509 sqft · built 1986
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,183 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`613-382-05`

Property Details

APN / Parcel Number

Primary APN	`613-382-05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,509 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	10,400 sqft (0.239 acres)
Garage Area	662 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	21961 MIDCREST DR
City	LAKE FOREST
State	CA
Zip	92630-6589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11234 BLK LOT 43
Legal Subdivision	TRACT NO 11234
Legal Tract	11234
Legal Lot Number	43
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2002
Census Tract	52424

Owner

21961 Midcrest Dr is owner-occupied and held in a trust since December 2024.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	21961 MIDCREST DR, LAKE FOREST, CA 92630-6589
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Nov 19, 2020	Quit Claim Deed, Transfer OTHER
Oct 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 10, 2024
Transfer Doc	0000325639
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21961 MIDCREST DR, LAKE FOREST, CA 92630-6589
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21961 MIDCREST DR, LAKE FOREST, CA 92630-6589

Mortgage

Document Number	0000042258
Date	Jan 21, 2021
Instrument	2021000042258

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 19, 2020
Property Address	21961 MIDCREST DR, LAKE FOREST, CA 92630-6589
Document Number	0000672182
Instrument Date	Oct 22, 2020
Instrument	672182
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21961 MIDCREST DR LAKE FOREST CA 926306589, LAKE FOREST, CA 92630-6589
Investor	Possibly a Property Investor

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 27, 2020
Property Address	21961 MIDCREST DR, LAKE FOREST, CA 92630-6589
Document Number	0000605343
Map Reference	MB 510 PG 24-36
Instrument Date	Sep 1, 2020
Instrument	2020000605343
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21961 MIDCREST DR, LAKE FOREST, CA 92630-6589

Mortgage

Document Number	0000605344
Date	Oct 27, 2020
Instrument	2020000605344

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21961 Midcrest Dr was $4,183 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,512 (+2%) Land $155,117 Building $261,395
2025	$4,183.00 Homeowner's exemption	$408,346 Land $152,076 Building $256,270
2023	$4,008.00 (+1.86%) Homeowner's exemption	$392,491 Land $146,171 Building $246,320
2022	$3,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21961 Midcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21961 Midcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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