21982 Midcrest Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 21982 Midcrest Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,509 sqft · built 1986
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,277 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`613-381-05`

Property Details

APN / Parcel Number

Primary APN	`613-381-05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,509 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	10,400 sqft (0.239 acres)
Garage Area	662 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	21982 MIDCREST DR
City	LAKE FOREST
State	CA
Zip	92630-6588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11234 BLK LOT 60
Legal Subdivision	TR 11234
Legal Tract	11234
Legal Lot Number	60
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52424

Owner

21982 Midcrest Dr is owner-occupied and held in a trust.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	21982 MIDCREST DR, LAKE FOREST, CA 92630-6588
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 23, 2025	Intrafamily Transfer, Transfer
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Sep 24, 2026
Property Address	21982 MIDCREST DR, LAKE FOREST, CA 92630-6588
Document Number	0000268831
Instrument Date	Sep 18, 2026
Instrument	2026268831
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	21982 MIDCREST DR, LAKE FOREST, CA 92630-6588
Investor	Possibly a Property Investor

Mortgage

Document Number	0000268831,
Date	Sep 24, 2026
Instrument	2026268831

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 23, 2025
Property Address	21982 MIDCREST DR, LAKE FOREST, CA 92630-6588
Document Number	0000260597
Map Reference	MB 510 PG 24-36
Instrument Date	Sep 10, 2025
Instrument	2025000260597
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21982 MIDCREST DR, LAKE FOREST, CA 92630-6588

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21982 MIDCREST DR, LAKE FOREST, CA 92630-6588
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000429581
Date	Nov 14, 2018
Instrument	2018000429581

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21982 Midcrest Dr was $4,277, up 1.9% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$425,646 (+2%) Land $164,251 Building $261,395
2025	$4,277.00 (+1.86%) Homeowner's exemption	$417,300 Land $161,030 Building $256,270
2024	$4,199.00 (+2.46%)
2023	$4,098.00 (+1.84%) Homeowner's exemption	$401,097 Land $154,777 Building $246,320
2022	$4,024.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21982 Midcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21982 Midcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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