2198 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2198 Birch Point Rd, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details5 bd · 1.5 ba · 2,479 sqft · built 1982
Lot Size1 acres (43,776 sqft)
OwnerCompany Name on Record
Tax Bill$9,510 (2026)
Flood ZoneZone X (minimal risk)
APN387-0295-00460

Property Details

APN / Parcel Number

Primary APN387-0295-00460
Alternative APNs
  • 1005905
  • 1146925

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,479 sqft Gross Area
1st Floor Area1,679 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialMetal
Construction TypeFrame
Lot Area43,776 sqft (1 acres)
Garage Area720 sqft

Exterior Amenities

PorchPorch
Porch Area555 sqft
Deck Area66 sqft
Cabin340 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1146925
Street Address2198 BIRCH POINT RD
CityTOWER
StateMN
Zip55790-8103
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOTS 44 THROUGH 47 AND THAT PART OF LOT 48,LYING WESTERLY OF THE FOLLOWING DESCRIBEDLINE: COMMENCING AT THE NORTHWEST CORNER
Legal SubdivisionNORTH COUNTRY PLACE
Legal Lot Number44-48
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1255
Census Tract15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2198 BIRCH POINT RD, TOWER, MN 55790-8103
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 8, 2008
Transfer Doc0001090791
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,510.00 (+15.08%)
2025$8,264.00 (+4.42%)$1,085,800 (+22.04%) Land $478,000 Building $607,800$1,085,800 (+22.04%) Land $478,000 Building $607,800
2024$7,914.00$889,700 (+18.26%) Land $366,400 Building $523,300$889,700 (+18.26%) Land $366,400 Building $523,300
2022$752,300 Land $299,300 Building $453,000$752,300 Land $299,300 Building $453,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Birch Point Rd

Nearby Streets

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