2197 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2197 Birch Point Rd, Tower, MN 55790 · Last verified August 2026

Property Highlights

Property TypeResidential > Specialized > Seasonal, Cabin, Vacation
Bedrooms3 Beds
Bathrooms2.25 Baths
Year BuiltBuilt 2000
Square Footage1,256 sqft Gross Area
Lot Size4,606 sqft (0.105 acres)
OccupancyOwner Occupied
Last Sale$540,000 (2022)
Tax Bill$3,690.00 (2026)

Property Details

APN / Parcel Number

Primary APN387-0295-00090
Alternative APNs
  • 1062381
  • 1136637

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area1,256 sqft Gross Area
1st Floor1,256 sqft 1st Floor
Basement Area904 sqft Basement
Finished Basement904 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2000
Architectural StyleRustic Style
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Lot Area4,606 sqft (0.105 acres)

Exterior Amenities

Deck Area72 sqft Deck
Porch1 Porch
Porch Area36 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1136637
Street Address2197 BIRCH POINT RD
CityTOWER
StateMN
Zip55790-8104
Property UsageResidential Property Usage
TypeResidential > Specialized > Seasonal, Cabin, Vacation
Legal DescriptionLOT 9, INCLUDING THAT PART OF VACATED DAISYROAD ADJACENT. SERIAL #
Legal SubdivisionNORTH COUNTRY PLACE
Legal Lot Number9
JurisdictionST LOUIS MN
Minor Civil DivisionGREENWOOD
Census Blockgroup1
Census Block1271
Census Tract15502

Owner

Source: St. Louis County records · APN 387-0295-00090

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2197 BIRCH POINT RD, TOWER, MN 55790-8104
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2022Warranty Deed, Transfer
MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC
Nov 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU
Mar 21, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
AFFINITY PLUS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 09, 2022 · Amount on Record
Deed SaleSep 09, 2022 · Amount on Record
Prior SaleNov 21, 2003 · Amount on Record
Deed Doc Number20221451690
Last Transfer DateMay 15, 2024
Transfer Doc0001488048
Record RefreshedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 09, 2022
Property Address2197 BIRCH POINT RD, TOWER, MN 55790-8104
Document Number0001451690
Map ReferenceMB 9 PG 9
Instrument DateAug 25, 2022
Instrument1451690
Transaction TypeTransfer
Record UpdatedNov 01, 2022
Title CompanyMG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
Tax$1,782.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2197 BIRCH POINT RD, TOWER, MN 55790-8104

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2197 BIRCH POINT RD, TOWER, MN 55790-8104
Transaction TypeMortgage
Record UpdatedJan 26, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001430805
DateNov 24, 2021
Instrument1430805
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2197 BIRCH POINT RD, TOWER, MN 55790-8104
Document Number00A1329987
Instrument DateMar 21, 2018
Transaction TypeMortgage
Record UpdatedApr 16, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2197 BIRCH POINT RD TOWER MN 557908104, TOWER, MN 55790-8104

Mortgage

Document Number00A1329987
DateMar 26, 2018
InstrumentA1329987
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressST PAUL, MN 55107
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term120 Months
DueMar 25, 2028

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,690.00 (+15.6%)
2025$3,192.00 (+3.7%)$467,000 (+23.45%) Land $145,500 Building $321,500$467,000 (+23.45%) Land $145,500 Building $321,500
2024$3,078.00$378,300 (+15.9%) Land $106,700 Building $271,600$378,300 (+15.9%) Land $106,700 Building $271,600
2022$326,400 Land $91,300 Building $235,100$326,400 Land $91,300 Building $235,100

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