St. Louis County property record for 2191 Birch Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 1.25 ba · 952 sqft · built 1930 |
| Lot Size | 0.285 acres (12,425 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Apr 2018) |
| Tax Bill | $3,342 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0295-00130 |
| Primary APN | 387-0295-00130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 952 sqft Gross Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 308 sqft |
| Finished Basement | 308 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,425 sqft (0.285 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 120 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 994572 |
|---|---|
| Street Address | 2191 BIRCH POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOTS 13 AND 14, INCLUDING THAT PART OFVACATED DAISY ROAD ADJACENT. SERIAL # |
| Legal Subdivision | NORTH COUNTRY PLACE |
| Legal Lot Number | 13-14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7939 HIGHWAY 169, VIRGINIA, MN 55792-8013 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHOICE FIN'L |
| Apr 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage VENTURE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on Record |
| Deed Sale | Apr 26, 2018 · Amount on Record |
| Deed Document Number | 20181331720 |
| Prior Transfer Date | Dec 11, 2005 |
| Prior Transfer Doc | 0001007533 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2191 BIRCH POINT RD, TOWER, MN 55790 |
| Document Number | 00A1400157 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2191 BIRCH POINT RD TOWER MN 55790, TOWER, MN 55790 |
| Document Number | 00A1400157 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | A1400157 |
| Name | CHOICE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FARGO, ND 58104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 26, 2018 |
| Property Address | 2191 BIRCH POINT RD, TOWER, MN 55790 |
| Document Number | 00A1331720 |
| Instrument Date | Apr 19, 2018 |
| Instrument | A1331720 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $907.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7939 HIGHWAY 169 VIRGINIA MN 557928013, VIRGINIA, MN 55792-8013 |
| Document Number | A1331721 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | A1331721 |
| Name | VENTURE BK |
|---|---|
| Type | Bank |
| Address | EAGAN, MN 55121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2048 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,342.00 (+21%) | ||
| 2025 | $2,762.00 (+3.52%) | $429,400 (+28.56%) Land $244,200 Building $185,200 | $429,400 (+28.56%) Land $244,200 Building $185,200 |
| 2024 | $2,668.00 | $334,000 (+17.94%) Land $178,600 Building $155,400 | $334,000 (+17.94%) Land $178,600 Building $155,400 |
| 2022 | $283,200 Land $148,500 Building $134,700 | $283,200 Land $148,500 Building $134,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Telephone Company Fiber | 1,000 / 1,000 |
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