21978 Highlands Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21978 Highlands Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,145 sqft · built 2018
Lot Size	0.302 acres (13,155 sqft)
Owner	Company on Record
Last Sale	$85,000 (Aug 2019)
Tax Bill	$7,260 (2025)
Deeds & Mortgages	May 2022 Transfer Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-23-352-018`

Property Details

APN / Parcel Number

Primary APN	`20-08-23-352-018`
Alternative APN	`0823352018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,145 sqft Living Area
1st Floor Area	2,088 sqft
Basement Area	2,088 sqft
Unfinished Basement	2,088 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	146 ft deep x 90 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21978 HIGHLANDS DR
City	MACOMB
State	MI
Zip	48044-3343
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	RIVIERA RIDGE ESTATES II MCCP NO. 1159 UNIT 18 LIBER 25341 PGS 704 - 766
Legal Subdivision	RIVIERA RIDGE ESTATES
Legal Unit	18
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2027
Census Tract	223401

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	21978 HIGHLANDS DR, MACOMB, MI 48044-3343
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Intrafamily Transfer, Transfer
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Aug 2, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Aug 1, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 30, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	20199085977
Deed Book / Page	26109 / 246
Last Transfer Date	Apr 27, 2022
Transfer Doc	0000058280
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	May 3, 2022
Property Address	21978 HIGHLANDS DR, MACOMB, MI 48044-3343
Document Number	2200058280
Book / Page	28584 / 964
Map Reference	LB 25341 PG 704
Instrument Date	Apr 27, 2022
Instrument	202200058280
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21978 HIGHLANDS DR, 21978, MACOMB, MI 48044-3343

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21978 HIGHLANDS DR, MACOMB, MI 48044-3343

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21978 HIGHLANDS DR, MACOMB, MI 48044-3343
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117624
Date	Oct 17, 2019
Book Page	26270/684
Instrument	9117624

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21978 HIGHLANDS DR, MACOMB, MI 48044-3343
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21978 HIGHLANDS DR, MACOMB, MI 48044-3343

Mortgage

Document Number	0000105952
Date	Sep 4, 2020
Book Page	26971/688
Instrument	2105952

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 2, 2019
Property Address	21978 HIGHLANDS DR, MACOMB, MI 48044-3343
Document Number	0000085977
Book / Page	26109 / 246
Map Reference	LB 25341 PG 704
Instrument Date	Jul 19, 2019
Instrument	9085977
Transaction Type	Subdivision Related Transfer
Record Updated	May 31, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51435 INDUSTRIAL DR, 51435, MACOMB, MI 48042-4026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21978 HIGHLANDS DRIVE, MACOMB, MI 48044-3343

Mortgage

Document Number	0000085978
Date	Aug 2, 2019
Instrument	9085978

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 1, 2019
Property Address	21978 HIGHLANDS DR, MACOMB, MI 48044-3343
Document Number	0000085270
Book / Page	026105 / 000234
Instrument Date	Jul 19, 2019
Instrument	85270
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12955 23 MILE RD SHELBY TOWNSHIP MI 483152707, SHELBY TOWNSHIP, MI 48315-2707

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 30, 2019
Property Address	21978 HIGHLANDS DR, MACOMB, MI 48044-3343
Document Number	0000083975
Book / Page	026098 / 000092
Instrument Date	Jul 18, 2019
Instrument	83975
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$731.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12955 23 MILE RD SHELBY TOWNSHIP MI 483152707, SHELBY TOWNSHIP, MI 48315-2707

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,500 (+4.63%)	$565,000 (+4.63%)
2025	$7,260.00 (+13.03%) Homeowner's exemption	$270,000 (+14.94%)	$540,000 (+14.94%)
2023		$234,900	$469,800
2022	$6,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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