21975 Carancho Rd, Temecula, CA 92590 Property Records

Riverside County property record for 21975 Carancho Rd, Temecula, CA 92590

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,273 sqft · built 2000
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Company Names on Record
Last Sale	$920,000 (Mar 2019)
Tax Bill	$14,113 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`933-090-021`

Property Details

APN / Parcel Number

Primary APN	`933-090-021`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,273 sqft Living Area
Gross Area	6,384 sqft
1st Floor Area	4,273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	200,376 sqft
Garage Type	Attached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21975 CARANCHO RD
City	TEMECULA
State	CA
Zip	92590-4250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	4.60 ACRES NET IN PAR 1 PM 174/083 PM 25248
Legal Subdivision	PARCEL MAP 25248
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3055
Census Tract	49702

Owner

Source: Riverside County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21975 CARANCHO RD, TEMECULA, CA 92590-4250
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE
Apr 20, 2022	Deed of Trust, Mortgage · FHA Mortgage QUORUM FEDERAL CU
Apr 8, 2022	Intrafamily Transfer, Transfer
Feb 18, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Jun 27, 2001 · Amount on Record
Deed Document Number	2019107154
Last Transfer Date	Jan 29, 2022
Transfer Doc	0000167887
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 1, 2026
Property Address	21975 CARANCHO RD, TEMECULA, CA 92590-4250
Document Number	0000276151
Instrument Date	Aug 27, 2026
Instrument	2026276151
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	21975 CARANCHO RD, TEMECULA, CA 92590-4250

Mortgage

Document Number	0000276151,
Date	Sep 1, 2026
Instrument	2026276151

Lender

Name	POINT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	21975 CARANCHO RD, TEMECULA, CA 92590-4250
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21975 CARANCHO RD, TEMECULA, CA 92590-4250

Mortgage

Document Number	0000185880
Date	Apr 20, 2022
Instrument	2022-0185880

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 8, 2022
Property Address	21975 CARANCHO RD, TEMECULA, CA 92590-4250
Document Number	0000167887
Map Reference	MB 174 PG 83&84
Instrument Date	Jan 29, 2022
Instrument	2022-0167887
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	21975 CARANCHO RD, TEMECULA, CA 92590-4250

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	21975 CARANCHO RD, TEMECULA, CA 92590-4250
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21975 CARANCHO RD, TEMECULA, CA 92590-4250

Mortgage

Document Number	0000106072
Date	Feb 18, 2021
Instrument	2021-0106072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 29, 2019
Property Address	21975 CARANCHO RD, TEMECULA, CA 92590-4250
Document Number	0000107154
Map Reference	MB 174 PG 83&84
Instrument Date	Feb 7, 2019
Instrument	2019-0107154
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21975 CARANCHO RD, TEMECULA, CA 92590-4250

Mortgage

Document Number	0000107155
Date	Mar 29, 2019
Instrument	2019-0107155

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Murrieta Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,364,935 (+2%) Land $85,334 Building $1,279,601
2025	$14,113.00 (+31.53%) Veteran's exemption	$1,338,172 (+35.66%) Land $83,661 Building $1,254,511
2023	$10,730.00 (+0.96%) Disabled Person's exemption Veteran's exemption	$986,422 Land $80,413 Building $906,009
2022	$10,628.00
2021			$1,041,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
Southern California Telephone Fixed Wireless	75 / 15
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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