21968 E 103rd St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 21968 E 103rd St S, Broken Arrow, OK 74014

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,946 sqft · built 2021
OwnerIndividual Name on File
Last Sale$418,500 (Jun 2021)
Tax Bill$4,863 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN008130-001013-000000

Property Details

APN / Parcel Number

Primary APN008130-001013-000000
Alternative APNs
  • 730088357
  • 88357

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,946 sqft Living Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof MaterialComposition Shingle
PorchCovered Porch
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number88357
Street Address21968 E 103RD ST S
CityBROKEN ARROW
StateOK
Zip74014-4313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTON COUNTRY ESTATES LOT 13 BLOCK 1
Legal Range15E
Legal Township18N
Legal Section29
Legal SubdivisionCHARLESTON COUNTRY ESTATES
Legal Block1
Legal Lot Number13
JurisdictionWAGONER OK
Township / Civil DivisionCOWETA
Census Block Group1
Census Block1032
Census Tract30511

Owner

Source: Wagoner County assessment roll, APN 008130-001013-000000, as of October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address21968 E 103RD ST S, BROKEN ARROW, OK 74014-4313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN BANK OKLAHOMA
Sep 27, 2023Intrafamily Transfer, Transfer
Aug 07, 2020Deed of Trust, Mortgage · Construction Mortgage
SPIRITBANK
Apr 07, 2020Warranty Deed, Transfer
FIRSTAR BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Prior SaleJun 29, 2021 · Amount on Record
Deed Document Number0000012294
Deed Book / Page2708 / 0720
Last Transfer DateSep 27, 2023
Transfer Doc0000012735
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAGONER OK
Property Address21968 E 103RD ST S, BROKEN ARROW, OK 74014-4313
Transaction TypeMortgage
Record UpdatedJan 09, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000012295
DateJun 29, 2021
Book Page2708/0722
Instrument2021-12295
Lender
NameAMERICAN BANK OKLAHOMA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAGONER OK
Recording DateSep 27, 2023
Property Address21968 E 103RD ST S, BROKEN ARROW, OK 74014-4313
Document Number0000012735
Book / Page2917 / 400
Instrument DateSep 27, 2023
Instrument2023-12735
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21968 E 103RD ST S, BROKEN ARROW, OK 74014-4313

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAGONER OK
Property Address21968 E 103RD ST S, BROKEN ARROW, OK 74014-4313
Transaction TypeMortgage
Record UpdatedDec 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011232
DateAug 07, 2020
Book Page2604/0224
Instrument2020-11232
Lender
NameSPIRITBANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 04, 2021
Interest
Rate TypeFixed Rate

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateApr 07, 2020
Property Address21968 E 103RD ST S, BROKEN ARROW, OK 74014-4313
Document Number0000004570
Book / Page002570 / 000451
Instrument DateApr 03, 2020
Instrument4570
Transaction TypeTransfer
Record UpdatedMay 18, 2020
Title CompanyCHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$772.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12711 S HARVARD AVE JENKS OK 740374910, JENKS, OK 74037-4910
InvestorPossibly a Property Investor

Mortgage

Document Number4571
DateApr 07, 2020
Book Page002570/000453
Instrument4571
Lender
NameFIRSTAR BK
TypeBank
AddressTULSA, OK 74133
Agreement
AmountAmount Recorded
Term24 Months
DueApr 06, 2022

Tax Assessment & Valuation

Source: Wagoner County assessment roll as of October 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyWagoner County
Unified School DistrictBroken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,863.00 (+7.23%) Homeowner's exemption$49,757 (+6.09%) Land $9,199 Building $40,558$501,595 (+9.73%) Land $90,000 Building $411,595
2023$4,535.00 (-0.18%) Homeowner's exemption$46,901 (+3%) Land $8,736 Building $38,165$457,135 (+12.44%) Land $78,000 Building $379,135
2022$4,543.00$45,535 Land $8,736 Building $36,799$406,565 Land $78,000 Building $328,565

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wagoner County (40145C), as of December 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401450305111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims52 (1980–2019)
Claims Outside the SFHA8 of 52
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Apr 2008 · 8 claims
  • Severe Storms & Flooding, Oct 1986 · 14 claims

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 184 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Uniti Group.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OK1021529, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWAGONER CO. RWD #4
serves 37,658 people
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2025
Turbidity
resolved · Jun 2025
Total trihalomethanes
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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