21870 E 103rd St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 21870 E 103rd St S, Broken Arrow, OK 74014

Property Summary

Property Type	Single Family Home
Details	2,506 sqft · built 2022
Owner	Individual Name on Record
Last Sale	$432,000 (Apr 2022)
Tax Bill	$5,425 (2025)
Deeds & Mortgages	May 2021 Construction Loan Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008130-001010-000000`

Property Details

APN / Parcel Number

Primary APN	`008130-001010-000000`
Alternative APNs	`730088354` `88354`

Interior

Stories	1 Story
Building Area	2,506 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	88354
Street Address	21870 E 103RD ST S
City	BROKEN ARROW
State	OK
Zip	74014-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTON COUNTRY ESTATES LOT 10 BLOCK 1
Legal Range	15E
Legal Township	18N
Legal Section	29
Legal Subdivision	CHARLESTON COUNTRY ESTATES
Legal Block	1
Legal Lot Number	10
Jurisdiction	WAGONER OK
Township / Civil Division	COWETA
Census Block Group	1
Census Block	1032
Census Tract	30511

Owner

Source: Wagoner County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21870 E 103RD ST S, BROKEN ARROW, OK 74014-4312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRSTAR BANK
Apr 29, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TJC MORTGAGE INC
Apr 7, 2020	Warranty Deed, Transfer CHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	2022-06871
Deed Book / Page	2800 / 0121
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	21870 E 103RD ST S, BROKEN ARROW, OK 74014-4312
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008266
Date	May 7, 2021
Book Page	2688/0639
Instrument	2021-08266

Lender

Name	FIRSTAR BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 30, 2022

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	Apr 29, 2022
Property Address	21870 E 103RD ST S, BROKEN ARROW, OK 74014-4312
Document Number	0000006871
Book / Page	2800 / 0121
Instrument Date	Apr 27, 2022
Instrument	2022-06871
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	21870 E 103RD ST S, BROKEN ARROW, OK 74014-4312
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006872
Date	Apr 29, 2022
Instrument	2022-06872

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	Apr 7, 2020
Property Address	BROKEN ARROW, OK 74014
Document Number	0000004570
Book / Page	002570 / 000451
Instrument Date	Apr 3, 2020
Instrument	4570
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	CHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transaction

Amount	Amount Recorded
Tax	$772.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12711 S HARVARD AVE JENKS OK 740374910, JENKS, OK 74037-4910
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wagoner County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,425.00 (+11.28%)	$54,395 (+10.25%) Land $9,687 Building $44,708	$497,711 (+12.98%) Land $90,000 Building $407,711
2023	$4,875.00	$49,338 Land $8,736 Building $40,602	$440,517 Land $78,000 Building $362,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	52 (1980–2019)
Claims Outside the SFHA	8 of 52
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 6 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 8 claims Severe Storms & Flooding, Oct 1986 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAGONER CO. RWD #4 serves 37,658 people · EPA ID OK1021529
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2025 Turbidity resolved · Jun 2025 Total trihalomethanes not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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