21898 E 103rd St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 21898 E 103rd St S, Broken Arrow, OK 74014

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,688 sqft · built 2021
Lot Size0.787 acres (34,286 sqft)
OwnerCompany Name on Record
Last Sale$442,000 (Nov 2021)
Tax Bill$5,175 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2020 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN008130-001011-000000

Property Details

APN / Parcel Number

Primary APN008130-001011-000000
Alternative APNs
  • 730088355
  • 88355

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,688 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum Siding
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area34,286 sqft (0.787 acres)
Garage TypeDetached
Garage Area1,040 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number88355
Street Address21898 E 103RD ST S
CityBROKEN ARROW
StateOK
Zip74014-4312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTON COUNTRY ESTATES LOT 11 BLOCK 1
Legal Range15E
Legal Township18N
Legal Section29
Legal SubdivisionCHARLESTON COUNTRY ESTATES
Legal Block1
Legal Lot Number11
JurisdictionWAGONER OK
Township / Civil DivisionCOWETA
Census Block Group1
Census Block1032
Census Tract30511

Owner

Source: Wagoner County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address21898 E 103RD ST S, BROKEN ARROW, OK 74014-4312
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ASSOCIATED MORTGAGE INC
Nov 13, 2020Deed of Trust, Mortgage · Construction Mortgage
SPIRITBANK
May 2, 2022Warranty Deed, Transfer
Apr 7, 2020Warranty Deed, Transfer
FIRSTAR BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2021 · Amount on Record
Deed SaleNov 30, 2021 · Amount on Record
Deed Document Number202122473
Deed Book / Page2757 / 661
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAGONER OK
Property Address21898 E 103RD ST S, BROKEN ARROW, OK 74014-4312
Transaction TypeMortgage
Record UpdatedDec 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022474
DateNov 30, 2021
Book Page2757/0663
Instrument2021-22474
Lender
NameASSOCIATED MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 1, 2031
Interest
Rate TypeFixed Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAGONER OK
Property Address21898 E 103RD ST S, BROKEN ARROW, OK 74014-4312
Transaction TypeMortgage
Record UpdatedDec 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017433
DateNov 13, 2020
Book Page2635/0112
Instrument2020-17433
Lender
NameSPIRITBANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 9, 2021
Interest
Rate TypeFixed Rate

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateMay 2, 2022
Property Address21898 E 103RD ST S, BROKEN ARROW, OK 74014-4312
Document Number0000006912
Book / Page2800 / 0420
Instrument DateApr 25, 2022
Instrument2022-06912
Transaction TypeTransfer
Record UpdatedDec 27, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21898 E 103RD ST S, BROKEN ARROW, OK 74014-4312

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateApr 7, 2020
Property Address21898 E 103RD ST S, BROKEN ARROW, OK 74014-4312
Document Number0000004570
Book / Page002570 / 000451
Instrument DateApr 3, 2020
Instrument4570
Transaction TypeTransfer
Record UpdatedMay 18, 2020
Title CompanyCHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$772.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12711 S HARVARD AVE JENKS OK 740374910, JENKS, OK 74037-4910
InvestorPossibly a Property Investor

Mortgage

Document Number4571
DateApr 7, 2020
Book Page002570/000453
Instrument4571
Lender
NameFIRSTAR BK
TypeBank
AddressTULSA, OK 74133
Agreement
AmountAmount Recorded
Term24 Months
DueApr 6, 2022

Tax Assessment & Valuation

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyWagoner County
Unified School DistrictBroken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,470 (+3%) Land $9,953 Building $44,517$486,339 (-5.28%) Land $88,864 Building $397,475
2025$5,175.00 (+18.88%) Homeowner's exemption$52,884 (+17.36%) Land $9,663 Building $43,221$513,448 (+24.32%) Land $90,000 Building $423,448
2023$4,353.00 (+2.06%) Homeowner's exemption$45,062 (+3%) Land $8,736 Building $36,326$412,996 (+5.73%) Land $78,000 Building $334,996
2022$4,265.00 Homeowner's exemption$43,749 Land $8,736 Building $35,013$390,619 Land $78,000 Building $312,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims52 (1980–2019)
Claims Outside the SFHA8 of 52
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Apr 2008 · 8 claims
  • Severe Storms & Flooding, Oct 1986 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAGONER CO. RWD #4
serves 37,658 people · EPA ID OK1021529
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2025
Turbidity
resolved · Jun 2025
Total trihalomethanes
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Windstream.

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