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21966 Raffy Rd, Summerland Key, FL 33042 Property Records

Monroe County property record for 21966 Raffy Rd, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,024 sqft · built 2005
Lot Size1.16 acres (50,650 sqft)
OwnerCompany Name on File
Last Sale$1,000,000 (Aug 2021)
Tax Bill$12,207 (2024)
Deeds & MortgagesAug 2021 Sale
Flood ZoneZone AE (high risk)
APN00175370-000100

Property Details

APN / Parcel Number

Primary APN00175370-000100
Alternative APNs
  • 29662800175370000100
  • 8698585

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,024 sqft Living Area
Gross Area3,591 sqft
1st Floor Area3,001 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area50,650 sqft (1.16 acres)
Garage TypeAttached
Garage Area567 sqft

Exterior Amenities

Pool Area680 sqft
PorchUnfinished Open Porch
Porch Area938 sqft
Deck AreaDeck Area
Patio Area4,014 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number8698585
Street Address21966 RAFFY RD
CitySUMMERLAND KEY
StateFL
Zip33042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal DescriptionEAST 1/2 LYING SOUTH OF HIGHWAY PLAT OF SURVEY PB4-25 CUDJOE KEY OR179-515 OR543-148 OR543-152/153 OR899-329 OR969-1136/1137 OR974-897/898 OR1065-122 OR1065-123 OR1351-1982Q/C OR1910-1362/1364 OR2579-234/235 OR2581-675C OR2587-1437/1438C OR3117-0993
Legal Range28E
Legal Township66S
Legal Section29
Legal SubdivisionSACARMA, PLAT OF SURVEY
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1003
Census Tract971501

Owner

21966 Raffy Rd is owned by a company that bought it in August 2021.

Source: Monroe County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address4115 EAGLE AVE, KEY WEST, FL 33040-4526
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2021 · Amount on File
Deed SaleAug 3, 2021 · Amount on File
Prior SaleJul 10, 2012 · Amount on File
Deed Document Number20212333410
Deed Book / Page3117 / 993
Prior Transfer DateJul 15, 2021
Prior Transfer Doc0031170993
Record UpdatedOct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateAug 3, 2021
Property Address21966 RAFFY RD, SUMMERLAND KEY, FL 33042
Document Number0031170993
Book / Page3117 / 993
Map ReferenceMB 4 PG 25
Instrument DateJul 15, 2021
Instrument2333410
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$7,000.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4115 EAGLE AVE, KEY WEST, FL 33040-4526

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,384,512 Land $388,714 Building $995,798$1,384,512 Land $388,714 Building $995,798
2024$12,207.00 (+4.46%)
2023$11,686.00 (+0.34%)$1,327,138 (+0.55%) Land $343,888 Building $983,250$1,327,138 (+0.55%) Land $343,888 Building $983,250
2022$11,646.00$1,319,918 Land $328,947 Building $990,971$1,319,918 Land $328,947 Building $990,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21966 Raffy Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 501 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies501 in force
Nearby Flood Claims1,356 (1980–2023)
Claims Outside the SFHA2 of 1,356
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 365 claims
  • Hurricane Wilma, Oct 2005 · 278 claims
  • Hurricane Georges, Sep 1998 · 640 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21966 Raffy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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